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https://india.entrepreneur.com/finance/why-is-fino-payments-bank-is-riding-high-on-phyigital-model/331207 Why is Fino Payments Bank is Riding High on Phyigital Model Oct 4, 2025 - Urban banks in India generally cater to the middle income and above category, whereas very few banks are focusing on rural India and lower middle class fino payments bankriding highmodel