https://wealthfusions.com/blog/cpp-timing-2025/
CPP at 60, 65, or 70: The Decision Worth Over $150,000 in Lifetime Income | WealthFusions
CPP at 70 pays $1,938/month vs $873 at 60. For Ontario retirees to age 90, the gap is $150,652. Here is the full breakeven analysis and when delay does not win.