https://www.philadelphiafed.org/the-economy/credit-cycle-and-adverse-selection-effects-in-consumer-credit-markets-evidence-from-the-heloc-market
WP 11-13 - The authors empirically study how the underlying riskiness of the pool of home equity line of credit originations is affected over the credit cycle.
credit cycleadverse selectionconsumer marketseffects
https://www.rti.org/publication/two-part-pricing-experience-goods-presence-adverse-selection
Because customers learn something when they purchase an experience good for the first time, a firm selling experience goods may face different demand curves...
twopartpricingexperiencegoods
https://www.bankofcanada.ca/2020/04/staff-working-paper-2020-11/
What is the optimal tax schedule in over-the-counter markets, e.g., those for corporate bonds? I find that an optimal tax schedule is often non-monotonic. For...
optimal taxationasset marketsadverse selectionbank