https://www.americanexpress.com/en-us/credit-cards/credit-intel/how-long-do-closed-accounts-stay-on-your-credit-report/?intlink=?linknav=creditintel-article-article
How Long Do Closed Accounts Stay on Your Credit Report?
Closed accounts can stay on credit reports for seven to 10 years, and they may have either a positive or negative impact on your credit score.
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https://www.experian.com/blogs/ask-experian/when-are-closed-accounts-deleted/
How Long Do Closed Accounts Stay on Your Credit Report?
Oct 29, 2025 - Learn how long closed accounts stay on your credit report, depending on if they’re closed in good standing or with past late payments.
closed accounts staylong