https://www.wptv.com/news/national/what-is-the-consumer-financial-protection-bureau-
The Consumer Financial Protection Bureau has maintained a giant public database of consumer complaints that contains more than 900,000 grievances against...
consumer financial protectionbureau
https://www.consumerfinance.gov/about-us/blog/how-to-protect-vulnerable-children-from-identity-theft/
Youth in foster care are particularly susceptible to identity theft because they often lack a permanent address, and their personal information is...
vulnerable childrencredit reportingprotectproblemsconsumer
https://www.dailysignal.com/2018/07/28/7-steps-next-director-can-take-to-make-the-consumer-financial-protection-bureau-less-awful/
Congress should never have created a new federal agency, much less one with the bizarre (possibly unconstitutional) structure that it gave the CFPB.
next directorstepstakemakeconsumer
https://www.consumerfinance.gov/rules-policy/petitions-rulemaking/andrew-james-gonzalez-ban-negative-debt-as-proof-of-income/
Andrew James Gonzalez petitioned the Consumer Financial Protection Bureau (CFPB) to issue a rule to ban the use of negative debt as proof of income in credit...
consumer financial protectionandrew jamesgonzalezbureau
https://ncua.gov/newsroom/press-release/2020/registration-now-open-webinar-consumer-financial-protection-servicemembers
The National Credit Union Administration and the Consumer Financial Protection Bureau are co-hosting a webinar on financial literacy and consumer financial...
consumer financial protectionregistrationopenwebinar
https://www.consumerfinance.gov/data-research/research-reports/insights-making-ends-meet-survey/?_gl=1*1p6k2zd*_ga*MjA5OTM0Mzk0Mi4xNjYyMDUwOTcw*_ga_DBYJL30CHS*MTY2MjA1MDk3MC4xLjEuMTY2MjA1MTAxNy4wLjAuMA..
This report summarizes the initial results from the Making Ends Meet survey, a nationally representative survey of adults with a credit record developed by the...
making ends meetconsumer financial protectioninsightssurvey
https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/4096096
The Consumer Complaint Database is a collection of complaints about consumer financial products and services that we sent to companies for response.
consumer complaint databasefinancial protectionsearchbureau
https://www.consumerfinance.gov/activity-log/?page=2&topics=fair-lending&topics=enforcement&topics=home-mortgage-disclosure-act&topics=equal-credit-opportunity-act
Find the latest Bureau activities and publications.
consumer financial protectionrecent updatesbureau
https://www.consumerfinance.gov/ask-cfpb/what-is-a-jumbo-loan-en-116/
Each year Fannie Mae, Freddie Mac, and their regulator, the Federal Housing Finance Agency (FHFA), set a maximum amount for loans that they will buy from...
consumer financial protectionjumbo loanbureau
https://www.consumerfinance.gov/about-us/blog/hmda-threshold-report-blog/
Analysis and key findings from the report "A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters".
consumer financial protectionhmdathresholdreportblog
https://www.consumerfinance.gov/rules-policy/regulations/1026/2023-10-01/interp-21/
The comment for 1026.21 is part of a previous version of 12 CFR Part 1026 (Regulation Z) with amendments that went into effect on Oct. 1, 2023. Regulation Z...
commenttreatmentcreditbalancesconsumer
https://www.consumerfinance.gov/rules-policy/regulations/1026/2023-01-01/interp-14/
The comment for 1026.14 is part of a previous version of 12 CFR Part 1026 (Regulation Z) with amendments that went into effect on Jan. 1, 2023. Regulation Z...
annual percentage ratecommentdeterminationconsumer
https://www.consumerfinance.gov/activity-log/?topics=debt-collection&topics=fair-debt-collection-practices-act&topics=rulemaking&topics=supervision&topics=enforcement
Find the latest Bureau activities and publications.
consumer financial protectionrecent updatesbureau
https://www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/teach/activities/drawing-your-own-business-comic-strip/
Financial literacy activity where students explore entrepreneurship by reading a story about entrepreneurs and drawing a comic strip about starting a business.
consumer financial protectioncomic stripdrawingbusinessbureau
https://www.consumerfinance.gov/rules-policy/regulations/1024/versions/17/
View the current, previous, and future versions of 12 CFR Part 1024 (Regulation X). Regulation X protects consumers when they apply for and have mortgage loans.
versionscfrpartregulationx
https://www.consumerfinance.gov/about-us/newsroom/corey-stone-before-the-senate-subcommittee-on-financial-institutions-and-consumer-protection/
It is a pleasure to be here again, and I am grateful for the opportunity to speak with you today on behalf of the CFPB on the subject of debt collections.
financial institutionscoreystonesenatesubcommittee
https://www.consumerfinance.gov/about-us/blog/credit-card-interest-rate-margins-at-all-time-high/?ref=dunham.ghost.io
The annual percentage rate (APR) margins, the amount of interest credit card issuers charge cardholders on top of benchmark rates, have reached an all-time...
credit card interestratemarginstimehigh
https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/
Understand how credit reports and credit scores work, what your rights are, common issues with credit reports, and how to work with credit reporting companies.
consumer financial protectioncredit reportsscoresbureau
https://www.consumerfinance.gov/data-research/consumer-complaints/search/detail/6489538
The Consumer Complaint Database is a collection of complaints about consumer financial products and services that we sent to companies for response.
consumer complaint databasefinancial protectionsearchbureau
https://www.consumerfinance.gov/rules-policy/regulations/1026/2021-06-30/interp-22/
The comment for 1026.22 is part of a previous version of 12 CFR Part 1026 (Regulation Z) with amendments that went into effect on June 30, 2021. Regulation Z...
annual percentage ratecommentdeterminationconsumer
https://www.consumerfinance.gov/data-research/prepaid-accounts/search-agreements/detail/46828/
Download the prepaid product agreement files for the JPay Colorado issued by Metropolitan Commercial Bank.
consumer financial protectionjpaycoloradobureau
https://www.nerdwallet.com/finance/learn/what-is-cfpb?trk_channel=web&trk_copy=CFPB%20Will%20Distribute%20%241.8B%20to%20Victims%20of%20Credit%20Repair%20%E2%80%98Scheme%E2%80%99&trk_element=hyperlink&trk_elementPosition=0&trk_location=PostList&trk_subLocation=tiles
The CFPB, created in the wake of the 2008 banking crisis, has been targeted for possible elimination.
consumer financial protectionbureaucfpbnerdwallet
https://www.consumerfinance.gov/rules-policy/regulations/1026/2019-04-01/interp-40/
The comment for 1026.40 is part of a previous version of 12 CFR Part 1026 (Regulation Z) with amendments that went into effect on April 1, 2019. Regulation Z...
commentrequirementsequityplansconsumer
https://www.consumerfinance.gov/enforcement/investigatory-authority/petitions-to-modify-or-set-aside/moneymutual/
MoneyMutual LLC submitted a petition to modify or set aside a Consumer Financial Protection Bureau civil investigative demand.
consumer financial protectionllcbureau
https://www.consumerfinance.gov/enforcement/actions/?page=2&title=&from_date=2021-10-12&to_date=2024-10-29
Browse court documents and other related materials to enforcement actions taken by the Bureau against entities or persons we believe have violated the law.
consumer financial protectionenforcement actionsbureau
https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/?topics=financial-education
Browse Bureau notices no longer open for public comment, including the full text of the notice or the comments that were received.
consumer financial protectionarchiveclosednoticesbureau
https://www.consumerfinance.gov/rules-policy/petitions-rulemaking/melissa-edwards/
Melissa Edwards petitioned the CFPB to prohibit employers from using applicant credit history as hiring criteria.
consumer financial protectionmelissaedwardsbureau
https://www.consumerfinance.gov/about-us/newsroom/joint-statement-by-rohit-chopra-director-of-us-cfpb-and-didier-reynders-commissioner-for-dg-just-of-eu/
On July 17, 2023, Rohit Chopra, Director of the United States Consumer Financial Protection Bureau, and Didier Reynders, Commissioner for Justice and Consumer...
joint statementrohit chopraunited statesdirector
https://www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/teach/activities/giving-cause/
Financial literacy activity where students create a poster to persuade others to support a cause helping an imaginary community in need.
consumer financial protectiongivingcausebureau
https://www.consumerfinance.gov/activity-log/?topics=mortgage-servicing&topics=office-of-research-publication&topics=research&topics=data&topics=mortgages
Find the latest Bureau activities and publications.
consumer financial protectionrecent updatesbureau
https://www.consumerfinance.gov/data-research/research-reports/data-spotlight-the-impact-of-changing-mortgage-interest-rates/?utm_source=chatgpt.com
Monthly principal and interest payments rose 78% driven by interest rates jumping from historic lows in 2021 to highs in 2023.
mortgage interest ratesdataspotlightimpactchanging
https://www.consumerfinance.gov/rules-policy/notice-opportunities-comment/archive-closed/?topics=remittances
Browse Bureau notices no longer open for public comment, including the full text of the notice or the comments that were received.
consumer financial protectionarchiveclosednoticesbureau
https://www.consumerfinance.gov/rules-policy/regulations/1002/2018-01-01/interp-9/
The comment for 1002.9 is part of a previous version of 12 CFR Part 1002 (Regulation B) with amendments that went into effect on Jan. 1, 2018. Regulation B...
consumer financial protectioncommentnotificationsbureau
https://www.consumerfinance.gov/activity-log/?page=3&topics=servicemembers&topics=older-americans&topics=financial-education&topics=research&topics=youth&topics=student-loans&topics=financial-well-being&topics=financial-coaching
Find the latest Bureau activities and publications.
consumer financial protectionrecent updatesbureau
https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-releases-initial-report-on-credit-card-complaints/
The CFPB is using the information learned in the first few months of credit card complaints to help identify problems in the market. After careful analysis...
initial reportcredit cardcfpbreleasescomplaints
https://www.consumerfinance.gov/rules-policy/regulations/1002/interp-9/
The comment for 1002.9 is part of 12 CFR Part 1002 (Regulation B). Regulation B protects applicants from discrimination in any aspect of a credit transaction.
consumer financial protectioncommentnotificationsbureau
https://www.consumerfinance.gov/rules-policy/regulations/1026/versions/54/
View the current, previous, and future versions of 12 CFR Part 1026 (Regulation Z). Regulation Z protects people when they use consumer credit.
regulation zversionscfrpartconsumer
https://www.consumerfinance.gov/enforcement/actions/bank-of-america-na-2/
On July 14, 2022, the Bureau issued an order against Bank of America, N.A., which is a national bank headquartered in Charlotte, North Carolina with branches...
consumer financial protectionbankamericabureau
https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-launches-initiative-to-save-americans-billions-in-junk-fees/
Today, the Consumer Financial Protection Bureau (CFPB) launched an initiative to save households billions of dollars a year by reducing exploitative junk fees...
consumer financial protectionbureaulaunchesinitiativesave
https://www.consumerfinance.gov/about-us/blog/a-strong-foundation/
One year ago, Congress passed and President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which created this new Consumer...
consumer financial protectionstrong foundationbureau
https://www.consumerfinance.gov/about-us/blog/its-not-too-late-spring-clean-your-finances/
This spring, clean up your household finances by following our tips on money management, including budgets, credit reports, credit cards, debt, and savings.
consumer financial protectionspring cleantipsfinances
https://www.consumerfinance.gov/about-us/blog/see-you-soon-baltimore-md/
Join us for a field hearing on mortgage policy on Thursday, Jan. 10, 2013, featuring remarks from CFPB Director Richard Cordray, as well as testimony from...
consumer financial protectionbaltimore mdseesoonbureau
https://www.consumerfinance.gov/data-research/research-reports/the-cfpb-study-of-overdraft-programs/
On June 11, 2013, we released a report that raises concerns about the ability of consumers to anticipate and avoid overdraft costs on their checking accounts.
consumer financial protectionoverdraft programscfpbstudybureau
https://www.consumerfinance.gov/about-us/newsroom/consumer-financial-protection-bureau-multiple-states-enter-settlement-nationstar-mortgage-llc-unlawful-servicing-practices/
On December 7, 2020, the Consumer Financial Protection Bureau (Bureau) filed a complaint and proposed stipulated judgment and order against Nationstar...
consumer financial protectionbureaumultiplestatesenter
https://www.consumerfinance.gov/enforcement/payments-harmed-consumers/payments-by-case/monster/
The Bureau alleged that many of the defendants violated the Fair Credit Reporting Act (FCRA) by wrongfully obtaining consumer report information and that, in...
student loancfpbvmonsterloans
https://www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/teach/activities/understanding-who-shapes-your-money-decisions/
Financial literacy activity where students read a handout and then identify how both they and the people in their lives make choices about money.
consumer financial protectionmoney decisionsunderstandingshapesbureau
https://www.consumerfinance.gov/about-us/blog/know-before-you-owe-help-us-make-your-mortgage-forms-better/
Let's say you want to buy a home or refinance your mortgage. You might be in the market to buy today, or you might be planning to do so down the road. You...
help usmortgage formsknowowemake
https://www.consumerfinance.gov/about-us/blog/?title=&categories=info-for-consumers&from_date=&to_date=&archived=include
Find blog posts published by the Bureau.
consumer financial protectionblogbureau
https://www.consumerfinance.gov/consumer-tools/educator-tools/youth-financial-education/teach/activities/sequencing-story-about-borrowing/
Financial literacy activity where students listen to a story about borrowing and then sequence picture cards so they can use them to retell the story.
consumer financial protectionsequencingstoryborrowingbureau
https://www.consumerfinance.gov/rules-policy/regulations/1002/versions/103/
View the current, previous, and future versions of 12 CFR Part 1002 (Regulation B). Regulation B protects applicants from discrimination in any aspect of a...
regulation bversionscfrpartconsumer
https://www.consumerfinance.gov/ask-cfpb/what-required-mortgage-closing-services-can-i-shop-for-en-154/
To figure out which mortgage closing services you can shop for, you will need your Loan Estimate. You can shop for all of the services listed in section C of...
closing servicesrequiredmortgageshopconsumer
https://www.consumerfinance.gov/data-research/consumer-complaints/search/?date_received_max=2023-09-08&date_received_min=2011-12-01&page=1&searchField=company&searchText=%2BKenneth%2C%20%2BEisen%20%26%20%2BAssociates%2C%20Ltd.&size=25&sort=created_date_desc&tab=List
The Consumer Complaint Database is a collection of complaints about consumer financial products and services that we sent to companies for response.
consumer complaint databasefinancial protectionsearchbureau
https://www.consumerfinance.gov/about-us/newsroom/?page=2&title=&categories=press-release&topics=auto-loans&from_date=&to_date=
Find the Bureau's latest press releases and news items.
consumer financial protectionnewsroombureau
https://www.consumerfinance.gov/rules-policy/rules-under-development/residential-property-assessed-clean-energy-financing-regulation-z/
The Bureau proposes to address how the Truth in Lending Act applies to Property Assessed Clean Energy (PACE) financing transactions to account for the unique...
clean energy financingresidential propertyregulation zassessedconsumer
https://case.edu/news/laws-jonathan-adler-weighs-consumer-financial-protection-bureau-challenge-supreme-court
Roberts Court loses control of conservative war on agency powerRoberts Court loses control of conservative war on agency power Bloomberg Law: Jonatha...
consumer financial protectionjonathan adlerlaw
https://www.consumerfinance.gov/about-us/events/archive-past-events/launch-of-project-catalyst-in-mountain-view-california/
We were in Mountain View, CA for the launch of Project Catalyst.
mountain viewcalaunch
https://www.consumerfinance.gov/data-research/research-reports/fair-lending-report/
This report explores our fair lending efforts to promote consistent, efficient, and effective enforcement of federal fair lending laws.
consumer financial protectionfair lendingreportbureau
https://www.foley.com/insights/publications/2025/02/breaking-treasury-secretary-bessent-heads-consumer-financial-protection-bureau-immediately-orders-freeze-of-cfpb-activities/?utm_source=preshub&utm_medium=web&utm_campaign=depthofclick&utm_content=fin
On Saturday, February 1, 2025, it was announced that President Donald Trump had removed Rohit Chopra as director of the Consumer Financial Protection Bureau...
consumer financial protectiontreasury secretarybessentheadsbureau
https://www.consumerfinance.gov/enforcement/actions/go-direct-lenders-inc/
On August 21, 2020, the Consumer Financial Protection Bureau (Bureau) issued a consent order against Go Direct Lenders, Inc. (Go Direct), a California...
consumer financial protectiondirect lendersgoincbureau
https://www.consumerfinance.gov/consumer-tools/credit-reports-and-scores/consumer-reporting-companies/companies-list/datax-ltd/
Collects and provides consumer payment history on payday and installment loans, subprime credit cards and other specialty loans. DataX is wholly owned by...
consumer financial protectionltdbureau