Robuta

In second quarter 2025, insured depository institutions reported a return on assets (ROA) ratio of 1.13 percent and aggregate net income of $69.9 billion, a dec

Information Technology (IT) and Cybersecurity

Introducing and providing a downloadable file of the Services and Activity Report 2024 for the Office of the Ombudsman

Regulators finalized a rule cutting capital requirements for the nation’s biggest banks – and proposed a separate trim for community lenders.

Welcome to the FDIC's Electronic Deposit Insurance Estimator (EDIE). EDIE is an interactive application that can help you learn about deposit insurance. It...

At the FDIC, we work diligently to ensure financial safety for depositors across America

Transparency & Accountability - Consumer Protection & Deposit Insurance

Nov 19, 2025 - The Senate Banking Committee backed acting Director Travis Hill for confirmation to lead the FDIC, an agency troubled by its work culture.

Use these strategies to keep your deposits safe when they top FDIC limits.

Nov 24, 2025 - Understand FDIC insurance limits and discover strategies to protect deposits exceeding $250,000. Maximize your coverage with Bankrate's expert guidance.

Videos, a timeline, speeches, testimony, and histories of the FDIC

Definition of SORNs and system titles

Mar 14, 2023 - The Federal Deposit Insurance Corp. (FDIC) is an independent federal agency that provides insurance to U.S. banks and thrifts.

Points of contact for specific topics or interests.

Nov 25, 2025 - The FDIC’s meeting Nov. 25 sets the stage for key rulemaking on bank capital and leverage that will impact banks and their FinTech partners.

Oct 10, 2025 - Learn the common signs of financial scams to protect your money. Banesco USA shares key red flags and practical tips for spotting fraud before it happens.

The Banking Issues in Focus provides an in-depth analysis of topical banking issues.

To increase the public’s awareness of deposit insurance and how it can protect people’s money in the event of a bank’s failure, the FDIC developed a national co

Your Insured Deposits brochure is a comprehensive description of FDIC deposit insurance coverage for the most common account ownership categories.

Table of Contents for Manual

No FEAR Act requires that the FDIC provide this notice annually.

Answers to a collection of questions about the FDIC Official Signs and Advertising Requirements, False Advertising, Misrepresentation of Insured Status, and Mis

The FDIC's primary objective is to maintain stability and public confidence in the nation’s financial system.

Transparency & Accountability - Resolutions & Failed Banks

The FDIC Money Smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships.

Jan 24, 2022

Dec 29, 2025 - Tokenized deposits are moving closer to mainstream banking as the FDIC signals support and prepares formal guidance.

FDIC Board of Directors and Senior Executives

The most recent edition of the Quarterly Banking Profile (QBP), along with related resources and data.

The FDIC provides numerous resources such as initiatives, tools, forms, regulations, and other information for all stakeholders.

How the Ombudsman can assist with supervisory applications

The most recent edition of the Quarterly Banking Profile (QBP), along with related resources and data.

The FDIC is issuing a final rule amending the FDIC Rules and Regulations governing signage requirements for insured depository institutions’ (IDIs’) digital dep

Explore FDIC’s 13 photos on Flickr!

The FDIC is an independent agency created by Congress to maintain stability and public confidence in the nation's financial system.

Bank Data & Statistics

Dec 2, 2025 - The FDIC is set to propose later this month how it plans to implement the stablecoin-regulating GENIUS Act, according to prepared testimony by FDIC acting...

Lessons Learned From Hurricane Katrina: Preparing Your Institution for a Catastrophic Event

This report outlines results for the 2024 FDIC Employee Viewpoint Survey

The FDIC offers a suite of tools and searchable databases to help you find information on specific banks, their branches, and the industry.

The FDIC uses Privacy Impact Assessments (PIA) to identify, analyze, and manage privacy risks. Our PIAs demonstrate that the FDIC has fully considered privacy a

Dec 2, 2025 - The U.S. stablecoin market is entering a defining new phase as the Federal Deposit Insurance Corporation (FDIC) prepares to publish...

Archive of previous annual Ombudsman reports

The FDIC insures financial accounts up to $250,000, but there are ways to maximize your insurance. Here is how to maximize your protection.

Nov 26, 2024 - Find out how Wise protects your funds when sending or storing money overseas.

Organizational directory for FDIC HQ

Explore FDIC’s open data, access datasets, APIs, and governance under the Chief Data Officer’s strategy for transparency.

Read about how proposed recordkeeping rules by FDIC could impact Fintech partnerships and third-party relationships.

Use these strategies to keep your deposits safe when they top FDIC limits.

The FDIC is amending the agency’s Guidelines for Appeals of Material Supervisory Determinations (Guidelines). Through these amendments, the FDIC is replacing t

A discussion of how the Office of the Ombudsman Can Support a Fair and Transparent Examination Experience

A series of questions elucidating the role of the OO

Dec 10, 2025 - The FDIC adopted changes to Part 363 which define annual independent audit and reporting requirements, along with other adjustments.

Anti-Money Laundering / Countering The Financing Of Terrorism (AML/CFT)

WEBINAR 3: Ethics of Artificial Intelligence and Machine Learning

The note emphasizing risks comes a day after the regulator issued a cease-and-desist order giving bankrupt platform Voyager Digital two business days to remove...

Understand the FDIC's practices for procuring goods and services; Acquisition; Procurement; Contracting.

The proposed bank, backed by billionaire investor Peter Thiel, received conditional approval from the OCC in October.

Transparency & Accountability - Legal Matters

Externally Published Research

The FDIC is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system.

Interactive tools and data sets to help users explore Quarterly Banking Profile (QBP) information and trends.

The current list of the FDIC's agents for service of process

Sep 17, 2020 - The Federal Deposit Insurance Corporation (FDIC) is a government agency designed to make banking safer for consumers. Learn how it protects your money.

The FDIC today approved a proposed rule to amend regulations governing the display of the FDIC official digital sign and non-deposit signage.

Aug 20, 2022 - The FDIC has issued a cease-and-desist order to FTX, accusing the company of making “false and misleading statements” that suggest it has FDIC insurance.

The carmaker joins GM, Ford and Edward Jones in awaiting the OK to form industrial banks. The FDIC's acting chair said ILCs could boost creation of...

Use these strategies to keep your deposits safe when they top FDIC limits.

Linked report references

The federal fair lending laws

A list of Regional Ombudsman and their contact information

The FDIC established the Center for Financial Research to promote research on topics important to the FDIC's mission including deposit insurance, bank supervisi