Robuta

https://fee.org/resources/why-fractional-reserve-banking-is-more-libertarian-than-the-gold-standard/
Listen to the full audio version here.
fractional reserve bankingthe goldlibertarian
https://mises.org/mises-wire/fraud-inherent-fractional-reserve-banking
Although fractional reserve banking is the most popular model for banking, it is fraudulent at its core, something the Austrians have noted for many years.
fractional reserve bankingthe fraudmises instituteinherent