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https://content.naic.org/insurance-topics/surplus-lines Insurance Topics | Surplus Lines | NAIC Surplus lines fill coverage gaps, insuring risks not written by admitted market. Specialized non-admitted insurers lack guaranty fund protection but have low... insurance topics surplus lines naic https://content.naic.org/insurance-topics/life-insurance-illustrations Insurance Topics | Life Insurance Illustrations | NAIC Learn about life insurance policy illustrations, NAIC model regulations, disclosures to consumers, guaranteed and non-guaranteed elements, basic, supplemental... insurance topics life illustrations naic https://content.naic.org/insurance-topics/derivatives Insurance Topics | Derivatives | NAIC Learn about insurers' use of derivatives for risk management. Understand swaps, options, futures, forwards exposure amount and purpose. insurance topics derivatives naic https://content.naic.org/insurance-topics/annuity-suitability-and-best-interest-standard Insurance Topics | Annuity Suitability and Best Interest Standard | NAIC Understand annuity suitability regulations and updates. Learn about Model #275, best interest standards, and consumer protection in annuity sales. insurance topics best interest annuity suitability standard https://content.naic.org/insurance-topics/long-term-care-insurance Insurance Topics | Long-Term Care Insurance | NAIC Learn about long-term care insurance evolution, premium increases, reduced benefits, rate review frameworks, financial solvency, innovative products, guaranty... long term care insurance topics naic https://content.naic.org/insurance-topics/credit-based-insurance-scores Insurance Topics | Credit-Based Insurance Scores | NAIC Most auto and homeowners insurers use credit scores in underwriting and rating despite consumer concerns about fairness and transparency. NAIC provides... insurance topics credit based scores naic https://content.naic.org/insurance-topics/eu-u.s.-dialogue-project Insurance Topics | EU-U.S. Dialogue Project | NAIC Ongoing EU-U.S. insurance dialogues foster cooperation and understanding between regulators overseeing two-thirds of global market. Key priorities: consumer... insurance topics eu dialogue project naic https://content.naic.org/insurance-topics/committee/executive-(ex)-committee Insurance Topics | Executive (EX) Committee | NAIC insurance topics committee naic executive https://content.naic.org/insurance-topics/interest-rates-and-insurance Insurance Topics | Interest Rates and Insurance | NAIC Explore the profound impact of changing interest rates on the life insurance sector, from low-rate challenges to rising rate adaptations. insurance topics interest rates naic https://content.naic.org/insurance-topics/financial-data-repository Insurance Topics | Financial Data Repository | NAIC The NAIC Financial Data Repository provides regulators access to insurer financial data for solvency monitoring, benchmarking, analysis. Enhances oversight... insurance topics financial data repository naic https://content.naic.org/insurance-topics/catastrophe-models-casualty Insurance Topics | Catastrophe Models Casualty | NAIC insurance topics catastrophe models casualty naic https://content.naic.org/insurance-topics/private-credit Insurance Topics | Private Credit | NAIC insurance topics private credit naic https://content.naic.org/insurance-topics/ransomware Insurance Topics | Ransomware | NAIC Ransomware attacks are increasingly targeting small businesses, freezing systems until ransom is paid. Cyber insurance may cover costs, but don't pay without... insurance topics ransomware naic https://content.naic.org/insurance-topics/risk-based-capital Insurance Topics | Risk-Based Capital | NAIC Delve into the vital role of Risk-Based Capital (RBC) requirements in insurance regulation, ensuring financial stability and safeguarding policyholders'... risk based capital insurance topics naic https://content.naic.org/insurance-topics/committee/health-insurance-and-managed-care-%28b%29-committee Insurance Topics | Health Insurance and Managed Care (B) Committee | NAIC insurance topics managed care committee naic health b https://content.naic.org/insurance-topics/telehealth Insurance Topics | Telehealth | NAIC Telehealth provides remote care, increasing access and lowering costs. Pandemic drove adoption by providers and coverage by insurers. Future growth expected. insurance topics telehealth naic https://content.naic.org/insurance-topics/terrorism-risk-insurance-act Insurance Topics | Terrorism Risk Insurance Act | NAIC Terrorism Risk Insurance Act (TRIA) requires insurers to offer terrorism coverage after 9/11 attacks. Learn about TRIA extensions, NAIC involvement, data... insurance topics terrorism risk act naic https://content.naic.org/insurance-topics/cybersecurity Insurance Topics | Cybersecurity | NAIC Learn about cyber risks and insurance. Understand PII protection, NIST frameworks, NAIC market monitoring, international guidance from IAIS, insurer/producer... insurance topics cybersecurity naic https://content.naic.org/insurance-topics/committee/financial-condition-(e)-committee Insurance Topics | Financial Condition (E) Committee | NAIC insurance topics financial committee naic condition https://content.naic.org/insurance-topics/committee/financial-condition-%28e%29-committee Insurance Topics | Financial Condition (E) Committee | NAIC insurance topics financial committee naic condition https://content.naic.org/insurance-topics/distracted-driving Insurance Topics | Distracted Driving | NAIC Learn about the distracted driving epidemic - crashes, injuries, deaths, insurance premium impact. Understand state laws banning texting/handheld devices,... insurance topics distracted driving naic https://content.naic.org/insurance-topics/holistic-framework Insurance Topics | Holistic Framework | NAIC Exploring the evolution of systemic risk assessment in the insurance sector, with a focus on the IAIS's holistic framework for global financial stability insurance topics holistic framework naic https://content.naic.org/insurance-topics/actuarial-guidelines Insurance Topics | Actuarial Guidelines | NAIC AG 51: Understand long-term care insurance reserve requirements. Learn about asset adequacy testing, compliance, and regulations. Stay informed insurance topics actuarial guidelines naic https://content.naic.org/insurance-topics/actuaries-climate-index Insurance Topics | Actuaries Climate Index | NAIC Explore the Actuaries Climate Index (ACI) measuring extreme climate events. Understand its impact on risk management and climate change assessment. actuaries climate index insurance topics naic https://content.naic.org/insurance-topics/international-insurance-supervision Insurance Topics | International Insurance Supervision | NAIC IAIS sets global insurance supervision standards, principles. Core focus areas: solvency, group supervision, systemic risk. Supports improved regulation... insurance topics international supervision naic https://content.naic.org/insurance-topics/pet-insurance Insurance Topics | Pet Insurance | NAIC As pet healthcare spending rises, more consumers buy pet insurance. NAIC adopted a model law to regulate pet insurance on issues like preexisting conditions,... insurance topics pet naic https://content.naic.org/insurance-topics/common-framework-for-the-supervision-of-internationally-active-insurance-groups Insurance Topics | Common Framework for the Supervision of Internationally Active Insurance Groups... Discover key regulatory advancements in global insurance group supervision post-2008 crisis, focusing on ComFrame and ICS standards. insurance topics active groups common framework supervision https://content.naic.org/insurance-topics/artificial-intelligence Insurance Topics | Artificial Intelligence | NAIC Discover the impact of AI in insurance, from underwriting to customer service. Learn about AI's role in claims processing, big data utilization, and the future... insurance topics artificial intelligence naic https://content.naic.org/insurance-topics/municipal-bonds Insurance Topics | Municipal Bonds | NAIC Learn about municipal bonds financing state/local projects, insurer exposure and holdings data, investment grade quality, credit risk, 2022 performance and... insurance topics municipal bonds naic https://content.naic.org/insurance-topics/committee/innovation-cybersecurity-and-technology-(h)-committee Insurance Topics | Innovation Cybersecurity and Technology (H) Committee | NAIC technology h committee insurance topics innovation cybersecurity naic https://content.naic.org/insurance-topics/insurance-core-principles Insurance Topics | Insurance Core Principles | NAIC Explore the globally accepted IAIS Insurance Core Principles (ICPs) for effective insurance supervision and their implementation across jurisdictions. insurance topics core principles naic https://content.naic.org/insurance-topics/social-impact-investing Insurance Topics | Social Impact Investing | NAIC social impact investing insurance topics naic https://content.naic.org/insurance-topics/role-of-actuaries-in-insurance Insurance Topics | Role of Actuaries in Insurance | NAIC insurance topics role actuaries naic https://content.naic.org/insurance-topics/sharing-economy Insurance Topics | Sharing Economy | NAIC Uncover the intricacies of insurance and regulatory challenges in the burgeoning sharing economy, highlighting the role of digital networks in reshaping... insurance topics sharing economy naic https://www.federalreserve.gov/supervisionreg/topics/insurance.htm The Fed - Supervisory Policy and Guidance Topics - Insurance-Related Activities The Federal Reserve Board of Governors in Washington DC. fed supervisory policy guidance topics related activities insurance