https://osbabenefits.com/about-osba/meet-our-team/team-member/misty-smith-2-2/
Jay Higgins - Driven by passion, grounded by experience. Insurance advisors who truly work for you.
jay higginsozarksschoolsbenefitsassociation
https://www.fastweb.com/college-scholarships/scholarships/170211-jay-f-higgins-class-of-1967-scholarship
The Jay F. Higgins, Class of 1967, Scholarship is open to students attending Princeton University.
jayfhigginsclassscholarship