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https://www.occ.treas.gov/topics/consumers-and-communities/consumer-protection/fair-lending/index-fair-lending.html Fair Lending | OCC The Fair Housing Act (FHA) and Equal Credit Opportunity Act (ECOA) protect consumers by prohibiting unfair and discriminatory practices. fair lending occ https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/installment-lending/index-installment-lending.html Comptroller's Handbook: Installment Lending | OCC This booklet addresses the risks associated with installment lending. It discusses risk management practices and regulatory requirements regarding installment... lending occcomptrollerhandbookinstallment https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/credit-card-lending/index-credit-card-lending.html Comptroller's Handbook: Credit Card Lending | OCC This booklet discusses the operations of banks that issue credit cards, risks associated with credit card lending, prudent risk management practices, and... credit cardlending occcomptrollerhandbook https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/floor-plan-lending/index-floor-plan-lending.html Comptroller's Handbook: Floor Plan Lending | OCC This booklet addresses the risks associated with floor plan lending, and discusses risk management practices for floor plan lending. floor planlending occcomptrollerhandbook https://www.occ.gov/publications-and-resources/publications/comptrollers-handbook/files/fair-lending/index-fair-lending.html Comptroller's Handbook: Fair Lending | OCC This booklet focuses on examination procedures for assessing bank compliance with the Fair Housing Act, Equal Credit Opportunity Act, and Regulation B (the... fair lending occcomptrollerhandbook https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/residential-real-estate-lending/index-residential-real-estate-lending.html Comptroller's Handbook: Residential Real Estate Lending | OCC Residential real estate lending, which comprises loans for purchasing properties designed to house one-to-four families; refinancing loans used to purchase... residential real estatelending occcomptrollerhandbook https://occ.gov/topics/consumers-and-communities/consumer-protection/fair-lending/index-fair-lending.html Fair Lending | OCC The Fair Housing Act (FHA) and Equal Credit Opportunity Act (ECOA) protect consumers by prohibiting unfair and discriminatory practices. fair lending occ https://www.occ.gov/publications-and-resources/publications/comptrollers-handbook/files/commercial-real-estate-lending/index-commercial-real-estate-lending.html Comptroller's Handbook: Commercial Real Estate Lending | OCC This booklet addresses the risks inherent in commercial real estate lending, which comprises acquisition, development, and construction financing and the... commercial real estatelending occcomptrollerhandbook https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/asset-based-lending/index-asset-based-lending.html Comptroller's Handbook: Asset-Based Lending | OCC This booklet addresses the fundamentals risks of asset-based lending and discussed prudent risk management practices and supervisory expectations. asset based lendingcomptrollerhandbookocc https://www.occ.treas.gov/topics/consumers-and-communities/consumer-protection/payday-lending/index-payday-lending.html Payday Lending | OCC Payday lending can provide short-term access to credit, but often comes with high rates of interest and expensive fees. lending occpayday https://www.occ.treas.gov/topics/consumers-and-communities/consumer-protection/truth-in-lending/index-truth-in-lending.html Truth in Lending | OCC The Truth in Lending Act (TILA) protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with... lending occtruth https://www.occ.gov/topics/consumers-and-communities/consumer-protection/fair-lending/index-fair-lending.html Fair Lending | OCC The Fair Housing Act (FHA) and Equal Credit Opportunity Act (ECOA) protect consumers by prohibiting unfair and discriminatory practices. fair lending occ https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/agricultural-lending/index-agricultural-lending.html Comptroller's Handbook: Agricultural Lending | OCC This booklet addresses the risks associated with agricultural lending and describes supervisory expectations and regulatory requirements for prudent risk... agricultural lendingcomptrollerhandbookocc https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/retail-lending/index-retail-lending.html Comptroller's Handbook: Retail Lending | OCC Retail lending is defined as closed- and open-end credit extended to individuals for household, family, and other personal expenditures. retail lendingcomptrollerhandbookocc https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/commercial-real-estate-lending/index-commercial-real-estate-lending.html Comptroller's Handbook: Commercial Real Estate Lending | OCC This booklet addresses the risks inherent in commercial real estate lending, which comprises acquisition, development, and construction financing and the... commercial real estatelending occcomptrollerhandbook https://www.occ.gov/publications-and-resources/publications/community-affairs/community-developments-spotlights/ca-spotlights-guide-to-mort-lending-indian-country.html A Guide to Mortgage Lending in Indian Country | OCC Covers Indian lands, trust lands, tribal sovereignty, and civil jurisdiction and includes a list of government resources. mortgage lendingindian countryguideocc https://www.occ.treas.gov/publications-and-resources/publications/economics/moments-in-history/moments-in-history-national-bank-real-estate-lending-part2.html The History of National Bank Real Estate Lending: Part II (1981-2023) | OCC In Part I of this article, we described how the authority of national banks to lend against real estate collateral evolved from 1863 to 1980 and how national... real estate lendingpart ii 1981national bankhistory2023 https://www.occ.treas.gov/topics/consumers-and-communities/consumer-protection/military-lending-act/index-military-lending-act.html Military Lending Act | OCC The Military Lending Act (MLA) provides protections for active duty service members and covered dependents from predatory lending practices that could... military lending actocc https://www.occ.treas.gov/topics/supervision-and-examination/dispute-resolution/bank-appeals/summaries/files/appeal-fair-lending-referral-flr2-q3-2023.html Appeal of Fair Lending Referral (Third Quarter 2023) | OCC A bank supervised by the Office of the Comptroller of the Currency (OCC) appealed to the Ombudsman the supervisory office’s (SO) determination that the OCC has... third quarter 2023fair lendingappealreferralocc https://www.occ.gov/news-issuances/bulletins/2022/bulletin-2022-7.html Commercial Real Estate Lending: Revised Comptroller's Handbook Booklet and Rescissions | OCC The Office of the Comptroller of the Currency (OCC) today issued version 2.0 of the commercial real estatelendingrevisedcomptrollerhandbook https://www.occ.treas.gov/publications-and-resources/publications/comptrollers-handbook/files/military-lending-act/index-military-lending-act.html Comptroller's Handbook: Military Lending Act | OCC This booklet addresses compliance for banks that consummate or establish consumer credit products covered by the Military Lending Act. military lending actcomptrollerhandbookocc https://www.occ.treas.gov/publications-and-resources/publications/community-affairs/community-developments-insights/ca-insights-feb-2016.html Commercial Lending in Indian Country: Potential Opportunities in a Growing Market | OCC This report discusses the unique opportunities and challenges of lending in Indian Country and provides banks with background on the market, regulatory... commercial lendingindian countrygrowing marketpotentialopportunities https://www.occ.treas.gov/topics/supervision-and-examination/dispute-resolution/bank-appeals/summaries/files/appeal-needs-to-improve-cra-rating-lending-q1-1999.html Appeal of "Needs to Improve" CRA Rating- Lending to LMI Individuals (First Quarter 1999) | OCC first quarter 1999appealneedsimprovecra