https://www.10x.co.za/blog/leaving-your-living-annuity-to-beneficiaries
Leaving your living annuity to beneficiaries
A living annuity is a great retirement income vehicle, but it also does not form part of your estate, which means living your capital to beneficiaries does not...
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https://www.finglobal.com/tag/what-is-the-difference-between-a-life-and-a-living-annuity/
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