https://www.bankrate.com/mortgages/federal-reserve-and-mortgage-rates/
How The Fed's Rate Decisions Move Mortgage Rates | Bankrate
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https://www.bankrate.com/authors/ana-staples/
Ana Staples | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Ana Staples is a lead reporter at Bankrate and writes about credit cards and credit advice. She entered the credit industry contracting with Experian in 2019...
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https://www.bankrate.com/authors/india-davis/
India Davis | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
India is a former Bankrate editor with expertise in credit cards that focus on students, building credit and small businesses. She also focused on content that...
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https://www.bankrate.com/mortgages/how-to-compare-mortgage-offers/
How To Compare Mortgage Offers | Bankrate
Jul 10, 2025 - Before choosing a mortgage offer, shop around for lenders and compare rates. Comparing mortgage offers can save you thousands.
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https://www.bankrate.com/mortgages/mortgage-prequalification/
What Is Mortgage Prequalification? | Bankrate
Jul 17, 2025 - Getting a mortgage prequalification can be a key advantage in buying a home. Here’s what prequalification involves and what you’ll need.
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Brian Baker, CFA | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Brian Baker covered investing and retirement for Bankrate. He is a CFA Charterholder and previously worked in equity research at a buyside investment firm....
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Robert R. Johnson | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Robert R. Johnson, Ph.D., CFA, CAIA, is a professor of finance at Creighton University and chairman and CEO of Economic Index Associates, LLC.
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https://www.bankrate.com/mortgages/when-to-refinance/
When Should You Refinance Your Mortgage? | Bankrate
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Mortgage Refinancing: What Is It And How Does It Work? | Bankrate
Jul 8, 2025 - Refinancing a mortgage has a lot of advantages. Here’s how it works, the types of loans available, and the pros and cons to consider.
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https://www.bankrate.com/mortgages/origination-fee/
Origination Fee For Mortgage | Bankrate
Jul 30, 2025 - A mortgage origination fee is one of many fees a mortgage lender can charge for allowing you to finance your home purchase.
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https://www.bankrate.com/authors/andrew-dehan/
Andrew Dehan | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/authors/maurie-backman/
Maurie Backman | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Maurie Backman has more than a decade of experience writing about personal finance, including investing and retirement planning.
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https://www.bankrate.com/mortgages/save-on-mortgage-by-comparison-shopping/
Save On Your Mortgage By Shopping Around | Bankrate
Sep 15, 2025 - According to new Freddie Mac research, the payoff for mortgage applicants who comparison shop doubled in 2022.
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https://www.bankrate.com/authors/sarah-foster/
Sarah Foster | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Reporter and analyst Sarah Foster covers the Federal Reserve, the U.S. economy and economic policy for Bankrate, where she helps readers understand how the...
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https://www.bankrate.com/authors/mariah-posey/
Mariah Posey | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Mariah Posey is a former auto, home and life insurance editor and writer for Bankrate.com. She aimed to make the insurance journey as convenient as possible by...
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René Bennett | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
René Bennett is a former writer for Bankrate, reporting on banking products and personal finance.
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https://www.bankrate.com/authors/sarah-li-cain/
Sarah Li Cain | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/mortgages/builders-are-dangling-super-low-mortgage-rates-but-theres-a-catch/
Builders Are Dangling Super-Low Mortgage Rates — But There’s A Catch | Bankrate
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What Is A Mortgage? Your Definitive Home Loans Guide | Bankrate
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https://www.bankrate.com/mortgages/historical-mortgage-rates/
Mortgage Rate History: 1970s To 2025 | Bankrate
Dec 11, 2025 - Today’s mortgage rates aren’t all that different from the rates of years past. Here’s how they compare.
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https://www.bankrate.com/authors/marc-wojno/
Marc Wojno, MBA | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
I’ve been a personal finance writer and editor for more than two decades specializing in money management, deposit accounts, investing, fintech and...
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https://www.bankrate.com/authors/marcos-cabello/
Marcos Cabello, J.D. | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Marcos Cabello is a former staff writer at Bankrate covering the banking industry.
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https://www.bankrate.com/mortgages/fha-mortgage-insurance-guide/
What Is An FHA Mortgage Insurance Premium (MIP)? | Bankrate
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https://www.bankrate.com/authors/nicole-dieker/
Nicole Dieker | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/authors/mark-kantrowitz/
Mark Kantrowitz | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Mark Kantrowitz is an expert on student financial aid, the FAFSA, scholarships, 529 plans, education tax benefits and student loans.
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https://www.bankrate.com/mortgages/pre-approval/
How To Get Preapproved For A Mortgage | Bankrate
Aug 15, 2025 - If you’re looking to buy a home, one of the first steps you should take is getting preapproved for a mortgage. Here’s how to do it.
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https://www.bankrate.com/authors/michelle-honeyager/
Michelle Honeyager | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Michelle Honeyager is a freelance writer for Bankrate. She has had bylines appear in US News, CNET and other financial publications. She has a passion for...
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Alex Gailey | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
As a data reporter and analyst at Bankrate, Alex Gailey writes about the numbers behind consumer finance and economic trends.
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https://www.bankrate.com/mortgages/pros-and-cons-of-prequalification/
Does Mortgage Prequalification Hurt Your Credit Score? | Bankrate
Nov 14, 2025 - A mortgage prequalification can help you set a homebuying budget without dinging your credit score. Here are the pros and cons.
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https://www.bankrate.com/mortgages/why-debt-to-income-matters-in-mortgages/
What Is A Debt-To-Income Ratio For A Mortgage? | Bankrate
Sep 5, 2025 - When it comes to getting approved, your debt-to-income ratio for a mortgage matters. We explain why, and how to calculate your number.
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https://www.bankrate.com/authors/kellye-guinan/
Kellye Guinan | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Kellye Guinan is an editor and writer with over seven years of experience in personal finance.
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https://www.bankrate.com/authors/mia-taylor/
Mia Taylor | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/mortgages/how-to-get-a-mortgage/
How To Get A Mortgage | Bankrate
Nov 6, 2025 - Curious about how to get a mortgage? Follow these 10 steps to get a home loan and make homeownership possible.
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https://www.bankrate.com/authors/libby-wells/
Libby Wells | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/authors/brian-beers/
Brian Beers | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Brian Beers is a former managing editor for Bankrate. He oversaw editorial coverage of banking, investing, the economy and all things money.
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https://www.bankrate.com/authors/stephen-kates-cfp/
Stephen Kates, CFP | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Stephen Kates is a CFP® professional and personal finance expert. He is a financial analyst for Bankrate, providing insights on economic trends, wealth...
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https://www.bankrate.com/authors/ryan-flanigan/
Ryan Flanigan, CCC | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Ryan Flanigan is a former Bankrate credit cards writer and Certified Credit Counselor. With his signature binder full of credit cards, he has used miles and...
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https://www.bankrate.com/authors/dayana-yochim/
Dayana Yochim | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Dayana Yochim is a former Bankrate investing writer with more than 25 years of experience as a financial journalist. Her factory-installed settings (common...
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Chris Kahn | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Chris grew up in Phoenix, Arizona. He trained as a physicist for several years before discovering the thrill that is the news business. He lives on Long Island...
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https://www.bankrate.com/mortgages/mortgage-rates-sentiment-survey-2024/
Survey: Mortgage Lock-In Effect Still Going Strong | Bankrate
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https://www.bankrate.com/authors/thomas-brock/
Thomas Brock, CFA, CPA | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/authors/mark-friedlander/
Mark Friedlander | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of...
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https://www.bankrate.com/authors/david-mcmillin/
David McMillin | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/mortgages/deed-of-trust/
Deed Of Trust Vs. Mortgage | Bankrate
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https://www.bankrate.com/authors/shannon-martin/
Shannon Martin | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Shannon Martin is a licensed insurance agent and Bankrate analyst with over 15 years of experience in the industry. She enjoys helping others navigate the...
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https://www.bankrate.com/authors/olivia-chen/
Olivia Chen | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Olivia joined Bankrate with eight years of experience in small business — both in small-business lending and covering small-business loans. She has a strong...
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https://www.bankrate.com/authors/linda-bell/
Linda Bell | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/authors/aja-mcclanahan/
Aja McClanahan | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/authors/liza-carrasquillo/
Liza Carrasquillo | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Liza Carrasquillo is a former editor on the Bankrate credit cards team who provided accurate educational content to those at all stages of their credit card...
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https://www.bankrate.com/authors/emmanuel-nyame/
Emmanuel Nyame | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Emmanuel Nyame is a member of Bankrate’s Financial Review Board and the CEO of Twelvenets, where he leads campaigns that drive community and economic growth.
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https://www.bankrate.com/authors/sara-coleman/
Sara Coleman | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/mortgages/should-you-refinance-this-year/
Should You Wait To Refinance Your Mortgage? | Bankrate
Sep 15, 2025 - With a big Federal Reserve decision on the horizon, does it make sense to refinance your mortgage now, or wait?
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https://www.bankrate.com/mortgages/behind-on-your-mortgage-6-ways-to-catch-up/
Behind On Your Mortgage: How To Catch Up | Bankrate
Aug 15, 2025 - If you’re falling behind on your mortgage payments because of inflation, or for other reasons, it’s important to seek help now.
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https://www.bankrate.com/authors/harlan-vaughn/
Harlan Vaughn | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Harlan Vaughn is a former senior credit cards editor with over a decade of experience covering credit cards and travel rewards content.
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https://www.bankrate.com/authors/yuliya-goldshteyn/
Yuliya Goldshteyn | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Yuliya Goldshteyn is a banking editor at Bankrate with four years experience covering all aspects of consumer banking. Her areas of expertise include...
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https://www.bankrate.com/mortgages/tips-as-mortgage-rates-slide-to-year-low/
Mortgage Rates Slide: Best Tips For A Low Rate | Bankrate
Aug 8, 2025 - Mortgage rates are at their lowest levels of the year. These tips can help you maximize the drop, whether buying or refinancing.
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https://www.bankrate.com/mortgages/what-happens-when-mortgage-is-paid-off/
What Happens When You Pay Off Your Mortgage? | Bankrate
Jul 23, 2025 - There are still a few more steps to take once you pay off your loan.
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https://www.bankrate.com/authors/kemberley-washington/
Kemberley Washington, CPA | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Kemberley Washington, CPA, is a former tax expert and journalist for Bankrate, and a former IRS agent with over 20 years of experience in tax policy. She...
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https://www.bankrate.com/authors/karen-bennett/
Karen Bennett | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Karen Bennett is a senior consumer banking reporter at Bankrate where she uses her years of banking and personal finance experience to help inform readers...
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https://www.bankrate.com/authors/madison-hoehn-cfei/
Madison Hoehn, CFEI | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Madison Hoehn is a Certified Financial Education Instructor℠ and editor at Bankrate. She brings over six years of editorial expertise to her work and is...
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https://www.bankrate.com/authors/kacie-goff/
Kacie Goff | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/authors/mariah-ackary/
Mariah Ackary | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Mariah Ackary is a former personal finance editor for Bankrate.
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https://www.bankrate.com/mortgages/mortgage-rates/
Current Mortgage Rates: Compare Today's Rates | Bankrate
Compare personalized mortgage and refinance rates today from our national marketplace of lenders to find the best current rate for your financial situation.
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https://www.bankrate.com/authors/brooklyn-lowery/
Brooklyn Lowery | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Brooklyn Lowery is a Senior Editor on the Bankrate credit cards team. She has more than 20 years of journalism experience and has spent the past decade helping...
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https://www.bankrate.com/authors/re-hawley/
R.E. Hawley | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
R.E. Hawley is a former senior writer for Bankrate. Prior to joining Bankrate’s insurance editorial team in 2024, they worked as senior writer for a popular...
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https://www.bankrate.com/authors/liz-weston-cfp/
Liz Weston, CFP® | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/authors/anna-louise-jackson/
Anna-Louise Jackson | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/mortgages/mortgage-points/
What Are Mortgage Points And How Do They Work? | Bankrate
Oct 24, 2025 - Mortgage points are a way to lower your interest rate, for a fee. Here’s how they work — and how to figure out if you should buy them.
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https://www.bankrate.com/authors/lisa-dammeyer/
Lisa Dammeyer | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Lisa Dammeyer is a former investing editor at Bankrate. She has more than six years of experience distilling down complex topics for everyday people.
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https://www.bankrate.com/mortgages/best-lenders/refinance-mortgage-lenders/
Best Mortgage Refinance Lenders In 2025 | Bankrate
Jun 5, 2025 - Here are some of the best mortgage refinance lenders in 2025.
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https://www.bankrate.com/authors/greg-mcbride/
Greg McBride, CFA | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Greg McBride, CFA, is a former Chief Financial Analyst for Bankrate.com, who led a team responsible for researching financial products, providing analysis, and...
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https://www.bankrate.com/authors/katie-lowery/
Katie Lowery | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Katie Lowery is a Bankrate editor on the Loans and Home Lending teams, where she shapes content to help people navigate decisions around borrowing money,...
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https://www.bankrate.com/authors/katie-kelton/
Katie Kelton, CCC | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Katie Kelton is a senior writer on Bankrate’s community team and Certified Credit Counselor™, helping everyday people solve problems and make good money...
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https://www.bankrate.com/mortgages/how-much-it-costs-to-refinance/
How Much Does It Cost To Refinance A Mortgage? | Bankrate
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https://www.bankrate.com/mortgages/national-mortgage-rates/
Find Current National Mortgage Rates | Bankrate
Apr 16, 2025 - Find the latest mortgage rates by state and get quotes tailored to you today!
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https://www.bankrate.com/authors/stephanie-zito/
Stephanie Zito | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s...
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https://www.bankrate.com/authors/natasha-cornelius/
Natasha Cornelius, CLU | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Natasha Cornelius, CLU, is a former editor for Bankrate with 15 years of experience in the insurance industry. She specialized in auto, home and life insurance.
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https://www.bankrate.com/mortgages/improve-credit-before-mortgage/
How To Improve Your Credit Score For A Mortgage | Bankrate
Jun 9, 2025 - If your FICO credit score needs some work, take these steps to improve it before you apply for a mortgage.
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https://www.bankrate.com/authors/bob-haegele/
Bob Haegele | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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https://www.bankrate.com/authors/james-royal/
James Royal, Ph.D. | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Former Bankrate principal writer and editor James F. Royal, Ph.D., covers investing and wealth management. His work has been cited by CNBC, the Washington...
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https://www.bankrate.com/authors/sheiresa-mcrae-ngo-cepf/
Sheiresa McRae Ngo, CEPF® | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Sheiresa McRae Ngo is a former staff writer at Bankrate. She is known for her expertise in personal finance and consumer affairs topics.
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https://www.bankrate.com/authors/cindy-perman/
Cindy Perman | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Cindy Perman is a contributing editor for Bankrate. Previously, she was a news editor and writer for CNBC and WSJ.com.
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https://www.bankrate.com/authors/allison-martin/
Allison Martin | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
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Mortgage Resources - Latest Mortgage News and Expert Advice | Bankrate
Learn all about mortgages at Bankrate.com. Latest news and advice on mortgage loans and home financing.
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https://www.bankrate.com/authors/andrew-pentis/
Andrew Pentis | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Before joining Bankrate in 2025, Andrew worked as a service journalism writer and editor for various companies, most recently at CNN Underscored Money. He has...
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https://www.bankrate.com/authors/denny-ceizyk/
Denny Ceizyk | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Denny Ceizyk is a former senior writer for Bankrate, who drew on his 30 years of experience in loan sales and as a personal finance writer to help consumers...
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https://www.bankrate.com/authors/brendan-dyer/
Brendan Dyer | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Brendan is a former personal finance journalist for Bankrate who wrote informative and educational content about credit cards and building credit. He worked on...
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https://www.bankrate.com/mortgages/mortgage-application-questions/
What Does A Mortgage Application Include? | Bankrate
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https://www.bankrate.com/authors/benet-j-wilson/
Benét J. Wilson | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Benét J. Wilson was a lead reporter at Bankrate who wrote about credit cards and credit advice. She entered the consumer lending industry as an associate...
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https://www.bankrate.com/authors/michele-petry/
Michele Petry | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Michele Petry is a senior editor for Bankrate, covering the housing market, mortgages and home equity.
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https://www.bankrate.com/authors/marlese-lessing/
Marlese Lessing | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Marlese Lessing is a former writer for Bankrate. She brought a love of business finance and storytelling to her content creation expertise, alongside a...
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https://www.bankrate.com/authors/ivana-pino/
Ivana Pino | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
She graduated from the S.I. Newhouse School of Public Communications at Syracuse University with a degree in Digital Journalism and a second degree in...
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https://www.bankrate.com/mortgages/what-is-mortgage-rate-lock/
Mortgage Rate Lock: What It Is And When To Lock | Bankrate
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Mortgage Rates Rise A Bit, Reversing Course | Bankrate
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Best Mortgage Lenders In Florida For 2025 | Bankrate
Jul 21, 2025 - Compare some of the best mortgage lenders in Florida for 2025.
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https://www.bankrate.com/mortgages/how-interest-rates-are-set/
What Factors Determine And Move Mortgage Rates? | Bankrate
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https://www.bankrate.com/authors/jeff-ostrowski/
Jeff Ostrowski | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
Jeff Ostrowski covers mortgages and the housing market. Before joining Bankrate in 2020, he spent more than 20 years writing about real estate, business, the...
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Bankrate | Bankrate.com - Compare mortgage, refinance, insurance, CD rates
This article was generated using automation technology and thoroughly edited and fact-checked by an editor on our editorial staff.
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https://www.bankrate.com/mortgages/mortgage-interest-rates-forecast/
Will Mortgage Rates Go Down In January? | Bankrate
Dec 30, 2025 - Will another potential rate cut by the Federal Reserve in January mean lower mortgage rates heading into next year?
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https://www.bankrate.com/mortgages/mortgage-statement/
Guide To Mortgage Statements | Bankrate
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