Robuta

Brendan is a former personal finance journalist for Bankrate who wrote informative and educational content about credit cards and building credit. He worked on...

Amelia Buckley is a personal finance editor for Bankrate and an insurance agent with a personal lines license. She emphasizes creating informative, engaging...

Kenneth Chavis IV is a senior wealth counselor at Versant Capital Management who provides investment management, complex wealth strategy, financial planning...

Ryan Flanigan is a former Bankrate credit cards writer and Certified Credit Counselor. With his signature binder full of credit cards, he has used miles and...

Jan 14, 2026 - CNBC's Diana Olick joins 'Squawk Box' to break down the latest weekly mortgage numbers.

Katie Kelton is a senior writer on Bankrate’s community team and Certified Credit Counselor™, helping everyday people solve problems and make good money...

Mark Kantrowitz is an expert on student financial aid, the FAFSA, scholarships, 529 plans, education tax benefits and student loans.

Katie Lowery is a Bankrate editor on the Loans and Home Lending teams, where she shapes content to help people navigate decisions around borrowing money,...

Benét J. Wilson was a lead reporter at Bankrate who wrote about credit cards and credit advice. She entered the consumer lending industry as an associate...

Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit...

Harlan Vaughn is a former senior credit cards editor with over a decade of experience covering credit cards and travel rewards content.

Greg McBride, CFA, is a former Chief Financial Analyst for Bankrate.com, who led a team responsible for researching financial products, providing analysis, and...

Reporter and analyst Sarah Foster covers the intersection of personal finance and the U.S. economy for Bankrate, focusing on the affordability challenges that...

Jennifer Gorman is a freelance writer with more than a decade of experience covering personal finance and insurance topics, most recently for Assurance IQ and...

Jeff Ostrowski covers mortgages and the housing market. Before joining Bankrate in 2020, he spent more than 20 years writing about real estate, business, the...

Stephen Kates is a CFP® professional and personal finance expert. He is a financial analyst for Bankrate, providing insights on economic trends, wealth...

Brian Beers is a former managing editor for Bankrate. He oversaw editorial coverage of banking, investing, the economy and all things money.

Shannon Martin is a licensed insurance agent and Bankrate analyst with over 15 years of experience in the industry. She enjoys helping others navigate the...

Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.

René Bennett is a former writer for Bankrate, reporting on banking products and personal finance.

Steve Dashiell has edited and written about personal finance for over 5 years, most of those centered around credit cards. Having experienced a few financial...

Sheiresa McRae Ngo is a former staff writer at Bankrate. She is known for her expertise in personal finance and consumer affairs topics.

Use Military.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit...

Nouri Zarrugh is a former writer and editor for CreditCards.com and Bankrate, who focused on product news, guides and reviews. His areas of expertise included...

Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit...

Heidi Rivera was a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in...

Nov 4, 2025 - As of November 2025, the U.S. housing market is facing another turning point as mortgage and refinance rates experience noticeable fluctuations. According to...

Maurie Backman has more than a decade of experience writing about personal finance, including investing and retirement planning.

See the best mortgage refinance companies and get the lowest rates available. We compare lenders on rates, customer experience, and more to save you money on...

Robert R. Johnson, Ph.D., CFA, CAIA, is a professor of finance at Creighton University and chairman and CEO of Economic Index Associates, LLC.

Jan 5, 2026 - Knowing today's mortgage rates can help new homebuyers and homeowners looking to lock in a good deal.

R.E. Hawley is a former senior writer for Bankrate. Prior to joining Bankrate’s insurance editorial team in 2024, they worked as senior writer for a popular...

Emmanuel Nyame is a member of Bankrate’s Financial Review Board and the CEO of Twelvenets, where he leads campaigns that drive community and economic growth.

Kemberley Washington, CPA, is a former tax expert and journalist for Bankrate, and a former IRS agent with over 20 years of experience in tax policy. She...

Stephanie Zito is a professional traveler, self-employed humanitarian consultant and collector of credit card points. She shares savvy travel tips that she’s...

Madison Hoehn is a Certified Financial Education Instructor℠ and editor at Bankrate. She brings over six years of editorial expertise to her work and is...

This article was generated using automation technology and thoroughly edited and fact-checked by an editor on our editorial staff.

Natalie is a personal finance reporter on Bankrate’s community team, where she helps readers make sense of how money works in actual people’s lives. She lives...

Jan 15, 2026 - Refinancing now is a prime opportunity for many homeowners to lower their monthly payments.

Yuliya Goldshteyn is a banking editor at Bankrate with four years experience covering all aspects of consumer banking. Her areas of expertise include...

Liz Weston is a CERTIFIED FINANCIAL PLANNER™, award-winning journalist and the author of five books about money, including the "The 10 Commandments of...

Aja McClanahan is an author, blogger and speaker on personal finance and entrepreneurship. Aja is the author of "How a Mother Should Talk About Money with...

Seychelle is a former credit card writer and Certified Financial Education Instructor with 12 years of experience.

Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit...

Want to know how to get the best mortgage refinance rates around? Here are five simple steps you can take right now.

She graduated from the S.I. Newhouse School of Public Communications at Syracuse University with a degree in Digital Journalism and a second degree in...

Jessica Gibson is an insurance writer with almost a decade of digital publishing experience.

Brooklyn Lowery is a Senior Editor on the Bankrate credit cards team. She has more than 20 years of journalism experience and has spent the past decade helping...

Liza Carrasquillo is a former editor on the Bankrate credit cards team who provided accurate educational content to those at all stages of their credit card...

I’ve been a personal finance writer and editor for more than two decades specializing in money management, deposit accounts, investing, fintech and...

Andrew Dehan writes about home loans, real estate and personal finance. He's taken the NMLS Loan Originator education classes and passed the MLO SAFE...

As a data reporter and analyst at Bankrate, Alex Gailey writes about the numbers behind consumer finance and economic trends.

Kellye Guinan is an editor and writer with over seven years of experience in personal finance.

Marlese Lessing is a former writer for Bankrate. She brought a love of business finance and storytelling to her content creation expertise, alongside a...

India is a former Bankrate editor with expertise in credit cards that focus on students, building credit and small businesses. She also focused on content that...

Natasha Cornelius, CLU, is a former editor for Bankrate with 15 years of experience in the insurance industry. She specialized in auto, home and life insurance.

Use Military.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit...

Sarah George is a freelance writer who is passionate about helping small business owners understand the complexities of business loans. She has been featured...

Discover mortgage refinance rates at Citizens to access cash, reduce payments, or pay for home improvements. Today's mortgage refinance rates await you.

Denny Ceizyk is a former senior writer for Bankrate, who drew on his 30 years of experience in loan sales and as a personal finance writer to help consumers...

Brian Baker covered investing and retirement for Bankrate. He is a CFA Charterholder and previously worked in equity research at a buyside investment firm....

Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit...

Andrea Coombes, a Bankrate editor, translates complex personal finance topics into understandable language that helps people live their best financial lives....

Mark Hamrick is Washington Bureau Chief for Bankrate. He is a national award-winning business and financial news journalist.

Chris grew up in Phoenix, Arizona. He trained as a physicist for several years before discovering the thrill that is the news business. He lives on Long Island...

Malcolm Ethridge is a financial planner, speaker, author, and podcast host who is passionate about all things personal finance. As a Certified Financial...

Alice has covered personal finance topics, from the perspective of a writer and an editor, for almost 13 years, and she has spent the past five years focusing...

Linda Bell is a Bankrate senior insights analyst, producing content on home equity, homeownership, home affordability, mortgages, and more.

Ana Staples is a principal analyst at Bankrate and writes about credit cards and credit advice. She entered the credit industry contracting with Experian in...

Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit...

Mariah Ackary is a former personal finance editor for Bankrate.

Mark Friedlander is director of corporate communications at III, a nonprofit organization focused on providing consumers with a better understanding of...

Cindy Perman is a contributing editor for Bankrate. Previously, she was a news editor and writer for CNBC and WSJ.com.

Michelle Honeyager is a freelance writer for Bankrate. She has had bylines appear in US News, CNET and other financial publications. She has a passion for...

Dec 11, 2025 - Find current mortgage refinance rates in 2025 and when to refinance. Learn how to refinance your house and find the answers to more questions here.

Matthew Goldberg is an award-winning writer who has been in financial services for more than 14 years. He uses his banking experience to help inform readers as...

Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit...

Lisa Dammeyer is a former investing editor at Bankrate. She has more than six years of experience distilling down complex topics for everyday people.