https://www.fhio.org/faqs/for-businesses/do-i-need-to-be-part-of-the-payment-protection-scheme-as-part-of-my-membership
Do we need to be part of the payment protection scheme as part of our membership? - The Furniture &...
The payment protection scheme is a requirement if you supply and install products such as kitchens and bathrooms and take 100% payment in advance of the install
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