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https://www.paymentsjournal.com/ Payment News for Industry Professionals - PaymentsJournal Apr 14, 2026 - View All View All View All for industry professionalspayment newspaymentsjournal https://www.paymentsjournal.com/tag/tablet-ordering/ Tablet Ordering - PaymentsJournal Quick service restaurants (QSRs), or fast food restaurants, are meant to provide consumers with a convenient, speedy food ordering process. tablet orderingpaymentsjournal https://www.paymentsjournal.com/tag/connectivity/ Connectivity for Payments & Banking - PaymentsJournal As any seasoned treasury or finance practitioner knows from experience, organizations dealing with numerous banking partners must account for a for paymentsconnectivitybankingpaymentsjournal https://www.paymentsjournal.com/cryptojacking-attacks-appear-quaint-compared-to-other-account-takeover-scenarios/ Cryptojacking Attacks Appear Quaint Compared to Other Account Takeover Scenarios! - PaymentsJournal Oct 16, 2018 - This PaymentSource article indicates that cryptomining viruses skip right through traditional virus detectors. The idea that criminals are simply stealing compared toother accountcryptojackingattacksappear https://www.paymentsjournal.com/tag/bank-cards/ Bank Cards - PaymentsJournal Credit card interest rates are consistently higher at large banks than at small banks and credit unions, regardless of the bank cardspaymentsjournal https://www.paymentsjournal.com/the-next-phase-of-dispute-resolution/ The Next Phase of Dispute Resolution - PaymentsJournal Aug 28, 2024 - No one, from merchants to processors to customers, likes handling disputed payments. Visa Compelling Evidence 3.0 (CE 3.0) intends to the next phasedispute resolutionpaymentsjournal https://www.paymentsjournal.com/levelup-continues-to-grow/ LevelUp Continues to Grow - PaymentsJournal Apr 16, 2026 - At the end of 2012, LevelUp had 500,000 users. By March 2013, that number was up to one million. LevelUp continues to growleveluppaymentsjournal https://www.paymentsjournal.com/google-hits-the-reset-button-on-its-fintech-strategy/ Google Hits the Reset Button on Its Fintech Strategy - PaymentsJournal Jan 20, 2022 - While Google came to market quickly on the heels of ApplePay with its own GooglePay and digital wallet products, the google hitsthe resetfintech strategybuttonpaymentsjournal https://www.paymentsjournal.com/tag/sustainable/ Sustainable Practices in Payments & Banking - PaymentsJournal Cards made from paper and other sustainable materials continue to gain in popularity. In addition to being ecofriendly, paper cards sustainable practicespaymentsbanking https://www.paymentsjournal.com/tag/payroll/ Payroll iin Payments and Banking - PaymentsJournal When events like the NCAA Final Four come to town, they bring an influx of short-term workers who keep everything payments and bankingpayrolliinpaymentsjournal https://www.paymentsjournal.com/too-many-bank-regulations-are-counterproductive/ Too Many Bank Regulations Are Counterproductive - PaymentsJournal May 20, 2017 - History has demonstrated that thoughtful legislation can accelerate and even pivot the direction in which our country's economy moves. However, too manybankregulationscounterproductivepaymentsjournal https://www.paymentsjournal.com/vodafone-dumps-libra-libra-touts-its-governance-as-sustainable/ Vodafone Dumps Libra; Libra Touts Its Governance as Sustainable - PaymentsJournal Jan 22, 2020 - Another early member of Libra, Vodafone, has pulled out. This follows the departure of PayPal, Visa, Mastercard, and Stripe. Vodafone vodafonedumpslibratoutsgovernance https://www.paymentsjournal.com/tag/triangulation/ Triangulation in Payments & Banking - PaymentsJournal eCommerce has surged in the past two years, reaching $4.2 trillion dollars this year, even as restrictions from the recent triangulationpaymentsbanking https://www.paymentsjournal.com/australian-government-plans-to-regulate-digital-wallet-providers/ Australian Government Plans to Regulate Digital Wallet Providers - PaymentsJournal Oct 11, 2023 - The Australian government said it will be introducing new laws that will enable the central bank to oversee digital wallets, australian governmentdigital walletplansregulateproviders https://www.paymentsjournal.com/tag/merchant-acquiring/ Merchant Acquiring - PaymentsJournal Amid the rapid transformation of the payments industry, merchants have leveraged multiple acquirers to navigate new payment types, regulations, and merchant acquiringpaymentsjournal https://www.paymentsjournal.com/category/digital-banking/page/46/ Digital Banking - Page 46 of 46 - PaymentsJournal Bipartisanship in banking has made a notable comeback as policymakers from both sides of the aisle come together to address digital bankingpaymentsjournal https://www.paymentsjournal.com/understanding-mobile-payments-tokenization-options-2/ Understanding Mobile Payments Tokenization Options - PaymentsJournal Jul 10, 2017 - Turning smartphones into wallets has been a goal for a long time, but realizing that goal has been delayed by mobile paymentsunderstandingtokenizationoptionspaymentsjournal https://www.paymentsjournal.com/credit-unions-invited-to-join-in-national-back-to-school-backpack-drive/ CREDIT UNIONS INVITED TO JOIN IN NATIONAL BACK-TO-SCHOOL BACKPACK DRIVE - PaymentsJournal Jul 31, 2017 - CO-OP Financial Services Program Offers Credit Unions Opportunity to Give Backpacks Stuffed with School Supplies to Local Kids in Need credit unionsto join https://www.paymentsjournal.com/consumers-and-mobile-financial-services-march-2015/ Consumers and Mobile Financial Services March 2015 - PaymentsJournal Jul 7, 2017 - Mobile phones have increasingly become tools that consumers use for banking, payments, budgeting,and shopping. Given the rapid pace of developments mobile financial servicesconsumersmarchpaymentsjournal https://www.paymentsjournal.com/private-blockchains-in-financial-services/ Private Blockchains in Financial Services - PaymentsJournal Jun 16, 2021 - Blockchain is well known as the technology that has made possible the introduction of Bitcoin, Ether and thousands of other cryptocurrencies, private blockchainsfinancial servicespaymentsjournal https://www.paymentsjournal.com/ap-automation-is-key-to-growth-are-businesses-ready/ AP Automation Is Key to Growth - Are Businesses Ready? - PaymentsJournal Aug 1, 2024 - This piece in Enterprise Times is about the accounts payable function(s) and how a lack of modernization/automation thereof may indeed ap automationkeygrowthbusinessesready https://www.paymentsjournal.com/whatsapp-set-disrupt-digital-payments-market-india-says-globaldata/ Whatsapp Set to Disrupt Digital Payments Market in India, Says Globaldata - PaymentsJournal Mar 8, 2018 - Facebook-owned messaging company WhatsApp has recently launched peer-to-peer digital payments beta service in India. The entry of the messaging app, digital payments https://www.paymentsjournal.com/more-developments-on-crypto-in-russia/ More Developments on Crypto in Russia - PaymentsJournal Sep 8, 2022 - One key question facing policymakers is how to regulate crypto. Due to its decentralized nature, cryptocurrency does not fall under more developmentsin russiacryptopaymentsjournal https://www.paymentsjournal.com/advanced-account-validation-the-key-to-payment-optimization/ Advanced Account Validation: The Key to Payment Optimization - PaymentsJournal Nov 1, 2024 - With ACH payments processing over 31.5 billion transactions valued at $80.1 trillion in 2023, the importance of bank account validation cannot advanced accountthe keypayment optimizationvalidationpaymentsjournal https://www.paymentsjournal.com/turf-wars-consumer-attitudes-towards-established-alternative-lenders/ Turf Wars - Consumer Attitudes Towards Established and Alternative Lenders - PaymentsJournal Nov 9, 2017 - They say imitation is the sincerest form of flattery. Challenger banks are doing what their name suggests, and research indicates turf warsconsumer attitudesalternative lenderstowardsestablished https://www.paymentsjournal.com/apple-pay-now-has-more-users-than-the-starbucks-app-should-we-care/ Apple Pay Now Has More Users Than the Starbucks App. Should We Care? - PaymentsJournal Oct 21, 2022 - Several news outlets reacted to a report that the number of Apple Pay users is now greater than the standard https://www.paymentsjournal.com/the-unexpected-benefits-of-treasury-services/ The Unexpected Benefits of Treasury Services - PaymentsJournal Jun 15, 2021 - Nothing has been highlighted more in the past 15 months than the importance of positive cash flow, especially in certain the unexpectedbenefits oftreasury servicespaymentsjournal https://www.paymentsjournal.com/category/cash/ Cash - PaymentsJournal Millions of Australian consumers were expected to withdraw from ATMs yesterday as part of Cash Out Day, an event designed cashpaymentsjournal https://www.paymentsjournal.com/incentive-market-study-october-2013/ Incentive Market Study, October 2013 - PaymentsJournal Jul 7, 2017 - The Incentive Federation, in partnership with Aspect Market Intelligence, collected data from a national sample of business executives to estimate market studyincentiveoctoberpaymentsjournal https://www.paymentsjournal.com/south-korean-bank-seeks-better-growth-opportunities-in-card-operations/ South Korean Bank Seeks Better Growth Opportunities in Card Operations - PaymentsJournal May 20, 2017 - Woori Bank, a leading South Korean bank, is seeking to spin off its card unit to allow more flexibility and south koreangrowth opportunitiesin cardbankseeks https://www.paymentsjournal.com/modernizing-back-office-processing-in-a-real-time-payments-world/ Modernizing Back Office Processing in a Real-Time Payments World - PaymentsJournal Sep 5, 2024 - Before the pandemic hit, many larger institutions considered launching real-time payments (RTP) to be at least somewhat challenging. The process back office processingreal time paymentsmodernizing https://www.paymentsjournal.com/travelers-fume-over-credit-card-currency-conversion-fees/ Travelers Fume Over Credit Card Currency Conversion Fees - PaymentsJournal May 20, 2017 - Currency conversion fees are once again gaining exposure and notoriety in the media: Travelers face extra fees just about everywhere credit cardcurrency conversiontravelersfumefees https://www.paymentsjournal.com/governor-cordray-it-looks-more-like-cfpb-director-will-run/ Governor Cordray? It Looks More Like CFPB Director Will Run - PaymentsJournal Jul 21, 2017 - Speculation has abounded that Richard Cordray, the direct of the Consumer Financial Protection Bureau, will run for governor of Ohio. governorlooks https://www.paymentsjournal.com/paypal-moves-forward-with-mobile-card-reader-in-japan/ PayPal Moves Forward with Mobile Card Reader in Japan - PaymentsJournal Apr 27, 2026 - With the help of a strong local partner, PayPal is now making progress in the Japanese market with its mobile mobile card readerin japanpaypalmovesforward https://www.paymentsjournal.com/facecash-adds-nfc-to-its-barcode-based-payment-method/ FaceCash Adds NFC to Its Barcode-based Payment Method - PaymentsJournal May 20, 2017 - Silicon Valley-based FaceCash has added NFC to its repertoire. FaceCash is a service that leverages both mobile technologies and a payment methodaddsnfcbarcodebased https://www.paymentsjournal.com/onbe-propels-growth-trajectory-with-key-executive-and-board-appointments/ Onbe Propels Growth Trajectory with Key Executive and Board Appointments - PaymentsJournal Apr 22, 2021 - Industry veterans George Eliopoulos and Kevin Schultz join newly merged fintech, bolstering leadership ranks. April 22, 2021 10:23 AM Eastern executive and boardgrowthtrajectory https://www.paymentsjournal.com/why-the-bis-is-worried-about-stablecoins/ Why the BIS Is Worried About Stablecoins - PaymentsJournal Apr 20, 2026 - The Bank for International Settlements (BIS) has raised new concerns about stablecoins, especially given that two issuers dominate the global the bisworriedstablecoinspaymentsjournal https://www.paymentsjournal.com/tag/measureone/ MeasureOne - PaymentsJournal Within the financial services industry, there is an untapped market that is underserved because they do not meet most lenders measureonepaymentsjournal https://www.paymentsjournal.com/bitcoin-acceptance-is-flying-into-airlines/ Bitcoin Acceptance is Flying: Into Airlines - PaymentsJournal May 20, 2017 - According to this article inCoinDesk the 260 airlines that work with Universal Air Travel Plan (UATP) nowhave Bitcoin acceptance available bitcoinacceptanceflyingairlinespaymentsjournal https://www.paymentsjournal.com/expanding-into-new-global-markets-here-are-three-things-cfos-should-consider/ Expanding Into New Global Markets? Here are Three Things CFOs Should Consider - PaymentsJournal Oct 19, 2021 - The global economy is on pace for its fastest growth in 40 years, according to a recent IMF forecast. For https://www.paymentsjournal.com/tag/quantum-computing/ Quantum Computing in Payments and Banking - PaymentsJournal Organizations have begun to cede ground in the fight against AI-driven fraud, in part because bad actors have the freedom payments and bankingquantum computingpaymentsjournal https://www.paymentsjournal.com/highlights-from-apex-europe-2015/ Highlights from APEX Europe 2015 - PaymentsJournal May 22, 2015 - This week I had the honor of not only attending but speaking at All Payments Expo Europe 2015 (known as apex europehighlightspaymentsjournal https://www.paymentsjournal.com/new-york-residents-could-pay-bills-with-crypto-should-legislation-pass/ New York Residents Could Pay Bills with Crypto, Should Legislation Pass - PaymentsJournal Apr 11, 2025 - As digital assets gain wider adoption, a proposed law in New York would allow state agencies to accept cryptocurrency for pay bills with cryptonew york https://www.paymentsjournal.com/remote-deposit-platform-for-check-cashing-and-prepaid-cards/ Remote Deposit Platform for Check-Cashing and Prepaid Cards - PaymentsJournal May 20, 2017 - Cachet Financial Solutions has developed a remote deposit capture (RDC) solution that will be targeted towards mobile check cashing and remote depositcheck cashingprepaid cardsplatformpaymentsjournal https://www.paymentsjournal.com/an-open-letter-about-pin-on-glass/ An Open Letter About Pin on Glass - PaymentsJournal Apr 27, 2018 - To whom it may concern, I have serious concerns regarding the new payment standard, known by a variety of names: an open letterabout pinglasspaymentsjournal https://www.paymentsjournal.com/category/banking/page/56/ Banking - Page 56 of 56 - PaymentsJournal Mobile devices now constitute the majority of web traffic globally, and consumers are embracing mobile banking in record numbers. Meeting banking pagepaymentsjournal https://www.paymentsjournal.com/credit-scoring-or-credit-boring-will-chinese-bureaus-dive-too-deep/ Credit Scoring or Credit Boring: Will Chinese Bureaus Dive too Deep? - PaymentsJournal Jun 5, 2018 - Credit scoring, particularly the FICO Score, is a fascinating topic. As a credit underwriter, good scoring can make decisions a credit scoringtoo deepboring https://www.paymentsjournal.com/science-card-launches-mastercard-debit-card-to-propel-uk-scientific-innovation/ Science Card Launches Mastercard Debit Card to Propel UK Scientific Innovation - PaymentsJournal Jul 1, 2025 - Science Card has developed a platform that allow UK consumers to fund university research in healthcare, computing, and climate change mastercard debitscientific innovationsciencelaunches https://www.paymentsjournal.com/social-distancing-has-caused-more-online-shopping-and-fraud/ Social Distancing Has Caused More Online Shopping. And Fraud. - PaymentsJournal Sep 12, 2024 - Large swaths of the global economy have ground to a halt as governments scramble to stop the spread of COVID-19. social distancingmore onlinecausedshoppingfraud https://www.paymentsjournal.com/category/prepaid/ Prepaid Payments - PaymentsJournal India is testing whether a central bank digital currency (CBDC) can do more than modernize payments—it may also change how prepaidpayments https://www.paymentsjournal.com/10-ways-machine-learning-impacts-customer-experience/ 10 Ways Machine Learning Impacts Customer Experience - PaymentsJournal May 20, 2017 - Rating the way we were made to feel when embarking upon, working through, and bringing a purchase to conclusion is machine learningcustomer experiencewaysimpactspaymentsjournal https://www.paymentsjournal.com/tag/synthetic-data/ Synthetic Data in Payments & Banking - PaymentsJournal One of the more contentious, yet consequential, political disputes currently dominating the national conversation centers around when and how to synthetic datapaymentsbanking https://www.paymentsjournal.com/tag/lastpass/ LastPass - PaymentsJournal A multi-year crypto theft ring has been traced back to Russian hackers who stole sensitive data from LastPass. Armed with lastpasspaymentsjournal https://www.paymentsjournal.com/bitso-aims-to-simplify-money-transfers-between-u-s-and-mexico/ Bitso Aims to Simplify Money Transfers between U.S. and Mexico - PaymentsJournal Nov 22, 2021 - This piece is found in Yibada and discusses the intention of Bitso, a Mexico City-based crypto exchange founded in 2014, money transfers https://www.paymentsjournal.com/tag/sweden/ Payments & Banking in Sweden - PaymentsJournal Five northern European nations are planning to develop an offline card payment system as a backup in case internet or in swedenpaymentsbanking https://www.paymentsjournal.com/quality-over-quantity-key-priorities-in-the-payment-experience/ Quality Over Quantity: Key Priorities in the Payment Experience - PaymentsJournal Sep 9, 2024 - As the retail industry evolves, payment methods are diversifying and multiplying. What used to be cashier-only has expanded to include quality over quantitykey prioritiesin thepayment experiencepaymentsjournal