Robuta

https://www.frbsf.org/about-us/regional-engagement/human-capital/
Human capital development, namely education and workforce preparation, plays a crucial role in expanding access to opportunity and economic mobility for
san francisco fedhuman capital
https://www.frbsf.org/research-and-insights/publications/economic-letter/2001/06/the-stock-market-what-a-difference-a-year-makes/
Stock prices have been on an extraordinary ride in the last two and a half years, soaring to phenomenal heights and then plunging at head-spinning rates. At...
the stock marketdifferenceyearmakessan
https://www.frbsf.org/research-and-insights/publications/economic-letter/2007/07/cost-value-medical-technology-symposium-summary/
This Economic Letter summarizes the presentations made at a symposium by the same title sponsored by the Center for the Study of Innovation and Productivity...
medical technologiescostsvaluenewsymposium
https://www.frbsf.org/news-and-media/speeches/parry-speeches/2000/01/the-u-s-and-regional-economies-in-the-new-year/
the u sregional economiesnew year
https://www.frbsf.org/research-and-insights/publications/first-glance-12l/2015/02/first-glance-12l-fourth-quarter-2014/
The 4Q14 issue shows that bank earnings improved incrementally, but mainly because stronger credit quality fueled lower overhead and provision expense burdens;...
fourth quarteryear ofopportunitieschallengessan
https://www.frbsf.org/research-and-insights/publications/fedviews/2017/11/november-09-2017/
Adam Shapiro, research advisor at the Federal Reserve Bank of San Francisco, stated his views on the current economy and the outlook as of November 9, 2017.
san francisco fednovember
https://www.frbsf.org/podcasts/pacific-exchanges/asia-financial-crisis-20th-anniversary/
In the first episode of our series looking back on the Asian financial crisis, we interviewed David Dollar, a senior fellow at the Brooking Institution. David...
david dollarmarkinganniversaryasian
https://www.frbsf.org/research-and-insights/publications/district-circular-letters/2022/07/election-of-directors-nomination-procedures-2022/
The Federal Reserve Bank of San Francisco will conduct an election under the provisions of Section 4 of the Federal Reserve Act for the positions held by the
san francisco fedelectiondirectorsnominationprocedures
https://www.frbsf.org/research-and-insights/publications/economic-letter/2013/05/will-labor-force-participation-bounce-back/
The most recent U.S. recession and recovery have been accompanied by a sharp decline in the labor force participation rate. The largest declines have occurred...
labor force participationsan francisco fedbounce back
https://www.frbsf.org/research-and-insights/blog/sf-fed-blog/2019/02/27/did-yield-curve-flip-will-economy-dip/
As the yield curve has continued to flatten, worries about recession risk have increased. However, according to conventional metrics, the current yield curve...
the yieldcurveflipeconomydip
https://www.frbsf.org/research-and-insights/publications/district-circular-letters/2011/04/swap-margin-capital-requirements-rule-proposal/
Five federal agencies are seeking comment on a proposed rule to establish margin and capital requirements for swap dealers, major swap participants,
capital requirementsagenciesseekcommentswap
https://www.frbsf.org/research-and-insights/publications/district-circular-letters/2016/12/rates-of-interest-on-advances-and-discounts-december-15-2016/
The rates on advances and discounts made by the Federal Reserve Bank of San Francisco pursuant to the provisions of the Federal Reserve Act and Regulation A...
san francisco fedratesinterestadvancesdiscounts
https://www.frbsf.org/research-and-insights/publications/asia-focus/2010/09/global-recovery-asia-and-the-new-financial-landscape/
the newsan franciscoglobalrecoveryasia
https://www.frbsf.org/news-and-media/news-articles/news-coverage/2025/06/sf-fed-president-mary-c-daly-on-cnbcs-closing-bell-overtime/
President Daly joined co-anchors Morgan Brennan and Jon Fortt and senior economics reporter Steve Liesman on Closing Bell: Overtime to discuss the state of
sf fedmary cpresidentdalycnbc
https://www.frbsf.org/research-and-insights/publications/doctor-econ/1999/02/inflation-gdp-growth/
Discusses the adjustment costs associated with rising inflation, as well as the fallacy in assuming a positive correlation between inflation & output.
what is thegdp growthrelationshipinflationsan
https://www.frbsf.org/research-and-insights/publications/working-papers/2006/05/measuring-the-miracle-market-imperfections-and-asias-growth-experience/
The newly industrialized economies (NIEs) of Asia are the fastest-growing economies in the world since 1960. A clear understanding of their rapid development...
the miracleasia smeasuringmarketimperfections
https://www.frbsf.org/news-and-media/events/conferences/2015/11/5th-conference-on-fixed-income-markets/
Recent Advances in Fixed Income Research and Implications for Monetary Policy
san francisco fedfixed incomeconferencemarkets
https://www.frbsf.org/research-and-insights/publications/working-papers/2006/01/five-open-questions-about-prediction-markets/
Interest in prediction markets has increased in the last decade, driven in part by the hope that these markets will prove to be valuable tools in forecasting,...
san francisco fedopen questionsprediction marketsfive
https://www.frbsf.org/news-and-media/speeches/leadership/2018/03/raising-the-speed-limit-on-future-growth/
By Mary C. Daly, Executive Vice President and Director of Research, Federal Reserve Bank of San Francisco
the speed limitsan francisco fedraisingfuturegrowth
https://www.frbsf.org/news-and-media/events/2013/10/term-structure-modeling-zero-lower-bound/agenda/
Glenn Rudebusch Director of ResearchFederal Reserve Bank of San Francisco
san francisco fedagenda
https://www.frbsf.org/research-and-insights/publications/economic-letter/1997/10/federal-subsidies-in-banking-the-link-to-financial-modernization/
Concern over extending the federal safety net is a perennial issue in legislative measures to allow greater integration of banking and other financial...
the linkfederalsubsidiesbankingfinancial
https://www.frbsf.org/research-and-insights/blog/sf-fed-blog/2019/11/21/e3-employee-awards-2019/
Congratulations to the extraordinary employees recognized by their peers at our 2019 E3 Awards.
san francisco fedengageenableexcelaward
https://www.frbsf.org/research-and-insights/publications/economic-letter/2007/08/global-prices-dispersion-convergence-divergence/
Most people barely think twice anymore when they discover that their toothbrush was made in China, their tee-shirt was made in Honduras, and their car was made...
san francisco fedglobalpricesconvergingdiverging
https://www.frbsf.org/our-people/economists/brigitte-roth-tran/
Brigitte Roth Tran is a senior economist in the Economic Research Department of the Federal Reserve Bank of San Francisco.
san francisco fedbrigitterothtran
https://www.frbsf.org/research-and-insights/publications/2010/08/research-briefs-summer-2010/
Research briefs on payday loans and bankruptcy, hospitals and workforce development, the effects of shared housing on formerly homeless people, and the impact...
san francisco fedresearchbriefs
https://www.frbsf.org/research-and-insights/publications/working-papers/2021/03/the-impact-of-covid-on-potential-output/
The level of potential output is likely to be subdued post-COVID relative to its previous estimates. Most clearly, capital input and full-employment labor will...
san francisco fedthe impactpotential outputcovid
https://www.frbsf.org/research-and-insights/publications/economic-letter/2005/01/help-wanted-advertising-and-job-vacancies/
The job vacancy rate, which represents employers' unmet labor demand, is an important indicator of the short-term outlook for hiring and job creation. Because...
san francisco fedhelp wantedjob vacanciesadvertising
https://www.frbsf.org/research-and-insights/publications/working-papers/2022/10/a-theory-of-falling-growth-and-rising-rents/
Growth has fallen in the U.S. amid a rise in firm concentration. Market share has shifted to low labor share firms, while within-firm labor shares have...
a theory ofsan franciscofallinggrowthrising
https://www.frbsf.org/research-and-insights/publications/economic-letter/2022/06/credit-conditions-in-pandemic-mortgage-market/
The recent rapid rise in house prices has raised some questions about the potential risk to broader financial stability. However, credit quality in the...
san francisco fedin thecreditconditionspandemic
https://www.cbsnews.com/sanfrancisco/news/oakland-fruitvale-vacant-lot-12th-street-fires-trash-homeless-encampment-complaints/
Complaints against a large vacant lot in Oakland's Fruitvale District are mounting, just like the mountains of trash that are piling up there.
vacant lotfed upneighborsoaklandfruitvale
https://www.frbsf.org/research-and-insights/publications/economic-letter/2006/03/postal-savings-in-japan-and-mortgage-markets-in-the-us/
Financial system redesign has become high political drama in Japan. In August, 2005, Prime Minister Koizumi's plan to privatize Japan's huge postal savings and...
postal savingsthe ujapanmortgagemarkets
https://www.frbsf.org/about-us/our-district/washington/
Nov 20, 2025 - Learn more about the Washington region of the Federal Reserve Bank of San Francisco, including the latest news, events, and publications.
san francisco fedwashingtonregion
https://www.frbsf.org/research-and-insights/publications/economic-letter/will-cooler-labor-market-slow-supercore-inflation/
Given steady declines in price inflation for core goods and expectations that rent inflation will moderate over time, the outlook for nonhousing core...
labor marketsan franciscocoolerslowinflation
https://www.frbsf.org/research-and-insights/publications/working-papers/2007/05/do-countries-default-in-bad-times/
This paper uses a new dataset to study the relationship between economic output and sovereign default for the period 1820-2004. We find a negative but...
san francisco fedin badcountriesdefaulttimes
https://www.frbsf.org/research-and-insights/publications/fedviews/2022/06/june-2-2022/
Mark Spiegel, senior policy advisor at the Federal Reserve Bank of San Francisco, stated his views on the current economy and the outlook as of June 2, 2022.
san francisco fedjune
https://www.frbsf.org/news-and-media/news-articles/press-releases/2022/07/san-francisco-fed-announces-new-chief-information-officer-and-executive-vice-president-of-information-technology-services/
The Federal Reserve Bank of San Francisco announced today Louise Willard has been appointed to the position of chief information officer and executive vice...
san francisco fedchief information officerannouncesnewexecutive
https://www.frbsf.org/research-and-insights/blog/community-development/2015/12/28/research-recap-top-10-ten-economic-letters-2015/
Economic growth, wages, and housing prices were trending online for Federal Reserve Bank of San Francisco Economic Research in 2015. Here's a roundup of the...
san francisco fedeconomic letterstop
https://www.frbsf.org/news-and-media/events/conferences/2022/10/micro-macro-labor-economics-conference-2022/
Disincentive Effects of Pandemic Unemployment Benefits
san francisco fedlabor economicsmicromacroconference
https://www.frbsf.org/our-people/economists/pascal-paul/
Pascal Paul is a senior economist in the Economic Research Department of the Federal Reserve Bank of San Francisco.
san francisco fedpascalpaul
https://www.frbsf.org/research-and-insights/publications/economic-letter/2021/07/do-households-expect-inflation-when-commodities-surge/
Household surveys indicate that consumers expect higher inflation this year than in recent years, as the U.S. economy rebounds from the deep recession. This...
san francisco fedhouseholdsexpectinflationcommodities
https://www.frbsf.org/about-us/banking-supervision/linda-true/
Linda True covers digital banking and lending on the Fintech team at the Federal Reserve Bank of San Francisco. In addition, she is the Asia Program
san francisco fedlindatrue
https://www.frbsf.org/research-and-insights/blog/author/michael-bergensf-frb-org/
san francisco fedmichaelbergensffrb
https://www.frbsf.org/research-and-insights/publications/economic-letter/2008/07/young-americans-global-economy-competition/
Young Americans entering the labor market today face substantial competition. Employers can look all over the world for workers with the skills to meet their...
young americansglobal economysan franciscocompete
https://www.frbsf.org/research-and-insights/publications/economic-letter/2012/02/us-europe-monetary-policy/
Even in areas that have a common currency, economic conditions can vary greatly from one region to another. So a single uniform monetary policy may not be...
u seuro areamonetary policyregionssan
https://www.foxbusiness.com/economy/tariffs-have-surprising-effect-unemployment-inflation-patterns-fed-analysis-reveals?ref=biztoc.com
Federal Reserve economists warned that current Trump administration tariffs are unprecedented in scope, making historical analysis of tariff impacts difficult...
change over timesan francisco fedeconomiceffectstariffs
https://www.frbsf.org/research-and-insights/publications/economic-letter/2004/11/does-locale-affect-research-development-productivity-the-case-of-pharmaceuticals/
As the U.S. economy becomes more "knowledge-based," the decisions that policymakers and firms make about spending on research and development (R&D) take on...
r dthe caselocaleaffectproductivity
https://www.frbsf.org/research-and-insights/publications/fedviews/2016/05/may-12-2016/
Rob Valletta, vice president at the Federal Reserve Bank of San Francisco, stated his views on the current economy and the outlook as of May 12, 2016.
san francisco fedmay
https://www.frbsf.org/about-us/our-district/oregon/
Nov 24, 2025 - Learn more about the Oregon region of the Federal Reserve Bank of San Francisco, including the latest news, events, and publications.
san francisco fedoregonregion
https://www.frbsf.org/research-and-insights/publications/economic-letter/2012/01/unemployment-duration/
During the recent recession, unemployment duration reached levels well above those of past downturns. Duration has continued to rise during the uneven economic...
san francisco fedso longunemploymentduration
https://www.frbsf.org/research-and-insights/publications/2008/12/entrepreneurship-microenterprise-development-policy-agenda/
For more than 20 years, community-based microenterprise programs have been assisting emerging entrepreneurs start and sustain small businesses.
san francisco fedencouragingentrepreneurshipmicroenterprisedevelopment
https://www.frbsf.org/research-and-insights/publications/economic-letter/role-of-immigration-in-us-labor-market-tightness/
Immigrants contribute a large portion of the growth in the U.S. population and labor force. However, immigration flows into the United States slowed...
the roleu slabor marketimmigrationtightness
https://www.frbsf.org/research-and-insights/blog/community-development/2016/01/19/breaking-barriers-financial-well-being/
Ensuring the financial well-being of families could be the key to strengthening the American economy. Laura Choi and Dr. David Erickson of SF Fed Community...
san francisco fedbreaking downwell beingbarriersfinancial
https://www.frbsf.org/research-and-insights/publications/working-papers/2020/06/longer-run-economic-consequences-of-pandemics/
What are the medium- to long-term effects of pandemics? How do they differ from other economic disasters? We study major pandemics using the rates of return on...
san francisco fedlongerruneconomicconsequences
https://www.frbsf.org/news-and-media/speeches/mary-c-daly/2023/04/calibrating-policy-in-an-uncertain-time/
Remarks in coordination with the Salt Lake Chamber, 2023Salt Lake City, UT
san francisco fedcalibratingpolicyuncertaintime
https://www.frbsf.org/news-and-media/speeches/parry-speeches/1999/05/the-role-of-the-federal-reserve-in-the-economy-may6/
Fed Focus: A Community Conference Anchorage, AK
the rolefederal reserveeconomysan
https://www.frbsf.org/research-and-insights/publications/fedviews/2016/06/june-09-2016/
Nicolas Petrosky-Nadeau, research advisor at the Federal Reserve Bank of San Francisco, stated his views on the current economy and the outlook as of June 9,...
san francisco fedjune
https://www.frbsf.org/research-and-insights/publications/economic-letter/2007/12/us-economy-monetary-policy-december-2007/
This Economic Letter is adapted from a speech by Janet L. Yellen, president and chief executive officer of the Federal Reserve Bank of San Francisco, to the...
the u ssan francisco fedmonetary policyeconomy
https://www.frbsf.org/research-and-insights/publications/economic-letter/2019/01/nonmanufacturing-as-engine-of-growth-via-creative-destruction/
In official statistics, manufacturing is the top contributor to U.S. productivity growth despite its shrinking share of employment. However, official numbers...
san francisco fedenginegrowth
https://www.frbsf.org/about-us/our-district/california/
Nov 20, 2025 - Learn more about the California region of the Federal Reserve Bank of San Francisco, including the latest news, events, and publications.
san francisco fedthe californiaregion
https://www.frbsf.org/research-and-insights/publications/economic-letter/2020/06/are-banks-exposed-to-interest-rate-risk/
While banks seem to face inherent risk from short-term interest rate changes, in practice they structure their balance sheets to avoid exposure to such risk....
interest rate risksan francisco fedbanksexposed
https://www.frbsf.org/research-and-insights/publications/fedviews/2016/02/february-11-2016/
Kevin J. Lansing, research advisor at the Federal Reserve Bank of San Francisco, stated his views on the current economy and the outlook as of February 11,...
san francisco fedfebruary
https://www.frbsf.org/research-and-insights/publications/district-circular-letters/2013/09/agencies-revise-proposed-risk-retention-rule/
On Wednesday, August 28, 2013, six federal agencies, including the Board of Governors of the Federal Reserve System, issued a notice revising a proposed rule
san francisco fedrisk retentionagenciesreviseproposed
https://www.frbsf.org/about-us/financial-services/security/
In an ongoing effort to protect against counterfeiting threats, redesigned U.S. currency is printed with specific, easy-to-use security features to help you
san francisco fedsecurity
https://www.frbsf.org/research-and-insights/publications/12th-district-banking-profile/2011/09/banking-profile-second-quarter-2011/
Key indicators of banking conditions in the 12th Federal Reserve District
san francisco fedsecond quarterbankingprofile
https://www.frbsf.org/research-and-insights/publications/economic-letter/2017/04/monetary-policy-medicine-using-quasi-random-experiments/
If inflation increases rapidly, how do we know that higher interest rates will bring prices under control? And how do we know how much of the monetary...
monetary policysmall dosessan franciscomedicinelarge
https://www.frbsf.org/chair-the-fed-game-videos__trashed/how-much-should-i-change-the-fed-funds-rate-in-the-game/
fed funds ratehow muchshould ichange
https://www.frbsf.org/research-and-insights/publications/economic-letter/2012/01/bilateralism-multilateralism-trade-rules/
Since 2001, countries around the world have been working on crafting a new global pact to liberalize trade. Despite the difficulties of completing such a...
san francisco fedbilateralismmultilateralismtraderules
https://www.frbsf.org/news-and-media/speeches/yellen-speeches/2005/09/views-on-the-economy-and-implications-for-monetary-policy-san-diego/
It's a pleasure to be here with you in San Diego. My remarks today will focus on the nation's economy and the implications for monetary policy. As I was
on themonetary policyviewseconomyimplications
https://www.frbsf.org/research-and-insights/publications/12th-district-banking-profile/2013/04/banking-profile-fourth-quarter-2012/
This Profile looks at both crisis and recovery periods from a long-term perspective. One chart shows how over time, real estate credits became the predominant...
san francisco fedfourth quarterbankingprofile
https://www.frbsf.org/news-and-media/speeches/parry-speeches/1999/03/the-role-of-the-federal-reserve-in-the-economy-mar23/
Fed Focus: A Community Conference St. George, UT
the rolefederal reserveeconomysan
https://www.frbsf.org/research-and-insights/publications/working-papers/2011/02/the-wage-premium-puzzle-and-the-quality-of-human-capital/
The wage premium for high-skilled workers in the United States, measured as the ratio of the 90th-to-10th percentiles from the wage distribution, increased by...
human capitalwagepremiumpuzzlequality
https://www.frbsf.org/research-and-insights/publications/economic-letter/2010/02/mortgage-choice-fixed-rate-adjustable-pricing/
In the United States throughout 2009, the share of adjustable-rate mortgages among total mortgage originations was very low, apparently reflecting the...
mortgage choicefixed ratepricingadjustable
https://www.frbsf.org/about-us/our-district/
Nov 12, 2025 - Our job at the San Francisco Federal Reserve is to promote a strong and stable economy for this region and its residents.
san francisco fedwestern stateslearnservingnine
https://www.frbsf.org/research-and-insights/blog/sf-fed-blog/2019/10/17/2019-intern-spotlight-sevan-garibian/
What types of projects do San Francisco Fed interns work on? Sevan Garibian shares his experience and final project.
sf fedsan franciscointernspotlightsevan
https://www.frbsf.org/news-and-media/speeches/yellen-speeches/the-u-s-economy-in-2007-prospects-and-puzzles-scottsdale/
Good afternoon, everyone. It's a pleasure to be here in Scottsdale, and it's a special pleasure to have the chance to speak before the Arizona Council on
the u seconomyprospectspuzzlessan
https://www.frbsf.org/research-and-insights/publications/fedviews/2011/10/october-13-2011/
Recent data have been somewhat better than expected, helping ease concerns that the economy may be stalling. Payroll employment rose by 103,000 in September.
san francisco fedoctober
https://www.frbsf.org/our-people/economists/thuy-lan-nguyen/
Thuy Lan Nguyen is a senior economist in the Economic Research Department of the Federal Reserve Bank of San Francisco.
san francisco fedthuylannguyen
https://www.frbsf.org/news-and-media/events/2022/06/chapman-university-shadow-open-market-committee-conference-2022/
President Daly delivers the keynote address at the Shadow Open Market Committee 2022 Conference at Chapman University in Orange, CA. In her speech, Mary
san francisco fedforward guidancepolicynimbleness
https://www.frbsf.org/research-and-insights/publications/economic-letter/1998/07/new-view-bank-consolidation/
Consolidation has dramatically altered the structure of banking in the U.S. Since the mid-1980s, the number of banks has plummeted, and larger banks spanning...
san francisco fednew viewbankconsolidation
https://www.frbsf.org/research-and-insights/publications/economic-letter/2012/10/credit-access-following-a-mortgage-default/
Borrowers who default on mortgages return to the mortgage market at extremely slow rates. Only about 10% of borrowers with a prior serious delinquency regain...
san francisco fedmortgage defaultcreditaccessfollowing
https://www.frbsf.org/research-and-insights/data-and-indicators/community-development-data/2016-small-business-credit-survey-12th-district-report/
The Small Business Credit Survey is conducted through a national collaboration of the Community Development departments of the Federal Reserve System. It
small businesssan franciscocreditsurveydistrict
https://www.frbsf.org/research-and-insights/publications/economic-letter/2006/11/is-a-recession-imminent/
The sharp slowdown in housing and the inverted yield curve have led to concerns that the odds of a recession have risen. For instance, Dow Jones Newswire...
san francisco fedrecessionimminent
https://www.frbsf.org/research-and-insights/publications/2012/05/cdfi-underserved-communities/
This article discusses how CDFIs can use a logic model to effectively communicate their role as catalysts for improving social outcomes in underserved
san francisco fedcatalystsimprovingsocialoutcomes
https://www.frbsf.org/research-and-insights/publications/working-papers/2021/02/the-transmission-of-monetary-policy-under-the-microscope/
We investigate the transmission of monetary policy to household consumption using administrative data on the universe of households in Norway. Based on...
monetary policysan franciscotransmissionmicroscope
https://www.frbsf.org/research-and-insights/publications/2009/12/community-development-finance/
In this issue of Community Investments, we explore the challenges and opportunities that lie ahead for the field of community development finance. The articles...
san francisco fedcommunity developmentfinance
https://www.frbsf.org/research-and-insights/publications/economic-letter/2011/02/claims-layoffs-overstated/
Initial claims for unemployment insurance averaged a stubbornly high 468,000 in the year ending December 2010, but have recently come down quickly. Many...
san francisco fedinitialclaimsoverstatelayoffs
https://www.frbsf.org/research-and-insights/publications/western-economic-developments/1998/11/wed9811/
Executive Summary The Twelfth District economy grew at a solid pace during the third quarter, although growth has slowed from earlier in the year. Payroll
san francisco fedwesterneconomicdevelopmentsnovember
https://www.frbsf.org/research-and-insights/publications/economic-letter/1997/05/bias-in-the-cpi-roughly-right-or-precisely-wrong/
Many economists argue that our most closely watched indicator of inflation, the consumer price index (CPI), is biased and overstates inflation. In December...
in thebiascpiroughlyright
https://www.frbsf.org/news-and-media/speeches/parry-speeches/2001/02/u-s-economic-outlook-feb21/
Prepared for delivery to the San Francisco NABE Outlook Conference Federal Reserve Bank of San Francisco, San Francisco, CA
san francisco fedeconomic outlook
https://www.latimes.com/business/la-fi-sf-fed-president-20160222-story.html
For all the commotion in the world economy and almost daily paroxysms in financial markets, John C.
san francisco fedheadstillexpectingmodest
https://www.frbsf.org/research-and-insights/publications/working-papers/2014/08/financial-crises-and-the-composition-of-cross-border-lending/
We examine the composition and drivers of cross-border bank lending between 1995 and 2012, distinguishing between syndicated and non-syndicated loans. We show...
financial crisesthe compositioncrossborderlending
https://www.frbsf.org/research-and-insights/publications/2011/04/doctor-cra-spring-2011/
The last time we heard from you, you mentioned that there were some new rules that were pending on how the CRA might be changed to accommodate the Neighborhood...
san francisco feddoctorcra
https://www.frbsf.org/news-and-media/events/2025/02/a-conversation-with-mary-c-daly/
President Mary C. Daly participated in a recorded conversation with Karla Chambers, Co-Owner, Stahlbush Island Farms, Inc., for an event hosted by YPO at
san francisco fedconversation withmarydaly
https://www.frbsf.org/research-and-insights/publications/2010/12/research-briefs-winter-2010/
Research briefs on negative equity and residential mobility, the education of children living in public housing, the relationship between financial education...
san francisco fedresearchbriefs
https://www.frbsf.org/research-and-insights/blog/sf-fed-blog/2025/07/17/updated-estimates-of-net-international-migration/
Jul 17, 2025 - New data suggest that net migration into the United States has dropped sharply in 2025 from its historical highs, falling well below previous estimates.
san francisco fedinternational migrationupdatedestimatesnet
https://www.frbsf.org/research-and-insights/publications/first-glance-12l/2017/02/signs-of-a-maturing-economic-and-banking-cycle-continued/
The 4Q16 issue of First Glance 12L shows strong, albeit slowing, growth in District jobs and bank loan portfolios. On average, full-year bank earnings improved...
fourth quartersignseconomicbanking
https://www.frbsf.org/research-and-insights/blog/community-development/2017/10/16/can-tech-jobs-lower-prison-recidivism-rates/
The Last Mile piloted its Code.7370 program at the San Quentin State Penitentiary in 2014. Now in four California prisons, it teaches computer coding skills to...
san francisco fedtechjobslowerprison
https://www.frbsf.org/research-and-insights/publications/economic-letter/2017/04/measuring-interest-rate-risk-in-very-long-term/
Insurance companies write policies to cover potential risks far into the future. Because the life of these contracts can extend well beyond the 30-year...
interest rate riskvery longmeasuringtermsan
https://www.frbsf.org/research-and-insights/publications/working-papers/2005/01/modeling-bond-yields-in-finance-and-macroeconomics/
From a macroeconomic perspective, the short-term interest rate is a policy instrument under the direct control of the central bank. From a finance perspective,...
san francisco fedmodelingbondyieldsfinance
https://www.frbsf.org/research-and-insights/publications/community-development-research-briefs/2012/01/suburbs-poverty-bay-area/
Using data from U.S. Census Bureau, this research brief analyzes the changing geography of poverty in the Bay Area. It focuses on the nine-county San Francisco...
san francisco fedsuburbanizationpoverty