https://futurism.com/the-byte/how-check-american-social-credit-score
While the U.S. doesn't have a social credit score system like China, several shadowy companies are using private data to do something similar in the U.S.
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https://www.experian.com/blogs/insights/chinas-social-credit-score/
To create a socially credible environment, China has developed a mobile app to alerts users when they are within a 500-meter radius of someone in debt.
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