Sponsor of the Day:
Jerkmate
https://pensions.gov.scot/nhs/nhs-remedy-hub/nhs-remedy-im-retired
NHS Remedy: I'm retired | SPPA
NHS Remedy information if you have already retired
nhs remedyretired sppa
https://pensions.gov.scot/teachers/teachers-remedy-hub/teachers-remedy-what-remedy
Teachers Remedy: What is Remedy? | SPPA
Information about the 2015 Remedy
teachers remedysppa
https://pensions.gov.scot/police/scheme-governance-and-legislation/circulars
Police Pension Circulars | SPPA
Access official Police Pension Scheme circulars, including updates on data submissions, benefit statements, remedy guidance and regulatory changes.
pension circulars sppapolice
https://pensions.gov.scot/police/growing-your-pension/increasing-your-pension
Increasing your pension | SPPA
Options to increase your retirement benefits
pension sppaincreasing
https://pensions.gov.scot/teachers/employers/pensionable-pay-and-contributions
Pensionable pay and contributions | SPPA
Find out more about your employees pay and contributions.
contributions sppapay
https://pensions.gov.scot/nhs/scheme-governance-and-legislation/nhs-employers-accounts-disclosure
Accounts disclosure for NHS employers | SPPA
Guidance and sample text is provided to help NHS employers make their annual accounts disclosure.
nhs employersaccountsdisclosuresppa
https://pensions.gov.scot/nhs/bereavement/tell-us-someone-has-died
Tell us someone has died | SPPA
What to do when someone who has an NHS pension dies
tell us someonedied sppa
https://pensions.gov.scot/nhs/employers/scheme-benefits
Scheme benefits | SPPA
Guidance on benefits payable to scheme members.
benefits sppascheme
https://pensions.gov.scot/teachers/employers/employer-calculators/premature-calculator
Premature calculator | SPPA
Access the Teachers premature calculator here.
calculator sppapremature
https://pensions.gov.scot/nhs/nhs-remedy-hub/nhs-remedy-ive-opted-out-or-left-my-pension-scheme
NHS Remedy: I've opted out or left my pension scheme | SPPA
NHS Remedy information if you have left or opted out
pension scheme sppanhs remedyoptedleft
https://pensions.gov.scot/glossary
SPPA Pension Glossary of Terms
Explore clear definitions of common SPPA pension terms to better understand contributions, benefits, allowances, and key scheme terminology.
sppapensionglossaryterms
https://pensions.gov.scot/firefighters/firefighters-remedy-hub/firefighters-remedy-what-remedy
Firefighters Remedy: What is Remedy? | SPPA
Information about the 2015 Remedy
firefighters remedysppa
https://pensions.gov.scot/police/police-remedy-hub/police-remedy-im-ready-retirement
Police Remedy: I'm ready for retirement | SPPA
Information about Remedy if you are Ready for Retirement
police remedyretirement sppaready
https://pensions.gov.scot/firefighters/leaving-or-opting-out/refund-contributions
Refund of contributions | SPPA
Details of when you can receive a refund of pension contributions
contributions spparefund
https://pensions.gov.scot/local-government/scheme-governance-and-legislation/consultations
Consultations | SPPA
Introductory page outlining consultation procedure for on any proposed changes to the Scottish Local Government pension schemes.
consultations sppa
https://pensions.gov.scot/nhs/ready-retirement/understand-how-much-youll-get
Understand how much you'll get | SPPA
Calculators for retirement planning and information on taking a lump sum
understandmuchgetsppa
https://pensions.gov.scot/teachers/making-change/changing-your-bank-details
Changing your bank details | SPPA
How to change your bank details As payrolls are run throughout the month, we cannot guarantee that details will be changed in time for your next payment. For...
bank details sppachanging
https://pensions.gov.scot/teachers/ready-retirement
Teachers’ Pension: Ready for Retirement | SPPA
Guidance for teachers preparing for retirement, including understanding options, accessing benefit estimates and planning ahead with SPPA.
pension readyretirement sppa
https://pensions.gov.scot/firefighters/bereavement/death-benefits
Death Benefits | SPPA
What happens to your Firefighters pension when you die
death benefitssppa
https://pensions.gov.scot/teachers/life-events/i-am-ill
I am ill | SPPA
Your options if you become too ill to work
illsppa
https://pensions.gov.scot/firefighters/leaving-or-opting-out/leaving-find-out-what-happens-your-pension
Leaving - find out what happens to your pension | SPPA
Find out what happens to your pension when you leave the Fire Service
pension sppaleavingfindhappens
https://pensions.gov.scot/nhs/employers/direction-bodies
Direction bodies | SPPA
Find out if your organisation can become a Direction employer.
directionbodiessppa
https://pensions.gov.scot/nhs/employers/increasing-benefits
Increasing benefits | SPPA
Information on how members can increase their benefits.
benefits sppaincreasing
https://pensions.gov.scot/firefighters/scheme-governance-and-legislation/consultations
Scottish Firefighters' pension schemes' consultations | SPPA
Introductory page outlining consultation procedures on any proposed changes to the Scottish Firefighters' pension schemes.
pension schemesconsultations sppascottishfirefighters
https://pensions.gov.scot/teachers/teachers-remedy-hub/teachers-remedy-bereavement-and-2015-remedy
Teachers Remedy: Bereavement and 2015 Remedy | SPPA
Find out what happens when a member who is eligible for 2015 Remedy dies.
teachers remedybereavement2015sppa
https://pensions.gov.scot/teachers/growing-your-pension
Growing Your Teachers’ Pension | SPPA
Learn how to grow your Teachers’ Pension with benefit statements, options to increase pension savings, and early retirement reduction guidance.
pension sppagrowing
https://pensions.gov.scot/firefighters/joining-firefighters-pension/joining-scheme
Joining the Scheme | SPPA
Information for people who are joining the Pension scheme
scheme sppajoining
https://pensions.gov.scot/other-schemes/scottish-legal-aid-board/your-membership/legal-aid-scotland-pension-scheme-post-2010
Legal Aid (Scotland) Pension Scheme post 2010 Section | SPPA
Your guide to the post October 2010 LA(S)PS Scheme.
scotland pension schemelegal aidpost2010section
https://pensions.gov.scot/teachers/employers/leaving-scheme
Leaving the scheme | SPPA
Employers information about STSS scheme leavers.
scheme sppaleaving
https://pensions.gov.scot/nhs/life-events/married-or-relationship
Married or in a relationship | SPPA
Information about making nominations
marriedrelationshipsppa
https://pensions.gov.scot/firefighters/leaving-or-opting-out/opting-out-continuing-work-sfrs
Firefighters’ Pension: Opting Out While Working | SPPA
Understand your options if you opt out of the Firefighters’ Pension Scheme while continuing to work, including benefits, qualifying service and next steps.
pensionoptingworkingsppa
https://pensions.gov.scot/firefighters/bereavement/tell-us-someone-has-died-0
Tell us someone has died | SPPA
What to do when someone who has a Firefighter pension dies
tell us someonedied sppa
https://pensions.gov.scot/police/life-events/i-am-ill-or-injured
I am ill or injured | SPPA
Your options if you have been injured or are too ill to work
illinjuredsppa
https://pensions.gov.scot/firefighters/life-events/becoming-parent
Firefighters’ Pension: Becoming a Parent | SPPA
Find out how parental leave affects Firefighters’ Pension Scheme benefits, including rules for paid and unpaid leave and contribution options.
pensionbecomingparentsppa
https://pensions.gov.scot/terms-and-conditions
SPPA Terms and Conditions 2026
Read the SPPA Terms and Conditions 2026 covering accuracy, user responsibilities, privacy, intellectual property, and updates.
conditions 2026sppaterms
https://pensions.gov.scot/corporate-publications
Corporate Publications | SPPA
Introductory page outlining the various corporate publications provided by SPPA.
corporate publicationssppa
https://pensions.gov.scot/firefighters/joining-firefighters-pension/transferring-pension
Transferring a Pension in | SPPA
How to transfer former pension rights from another scheme
transferringpensionsppa
https://pensions.gov.scot/teachers/bereavement
Teachers’ Pension Bereavement Guidance | SPPA
Support for bereavement in the Teachers’ Pension Scheme, including how to report a death and information on available death benefits.
pension bereavementguidance sppa
https://pensions.gov.scot/firefighters/joining-firefighters-pension
Joining a Firefighters’ Pension | SPPA
Learn how to join the Scottish Firefighters’ Pension Scheme, including automatic enrolment, transferring pensions and rejoining options.
pension sppajoining
https://pensions.gov.scot/police/police-remedy-hub/police-remedy-calculator
Police Remedy Calculator | SPPA
Find out more about how you can access an online calculator to provide you with an illustration on the impact of the 2015 Remedy on your pension...
remedy calculator sppapolice
https://pensions.gov.scot/nhs/scheme-governance-and-legislation/regulations
Regulations | SPPA
Outline guide and source links to the regulations governing the various National Health Service pension schemes in Scotland.
regulations sppa
https://pensions.gov.scot/teachers/about-teachers-pensions/pension-benefits-explained
Pension benefits explained | SPPA
The Benefits of your Teachers Pension
pension benefits explainedsppa
https://pensions.gov.scot/other-schemes/scottish-legal-aid-board/retirement/post-2010/ill-health-retirement
Ill health retirement | SPPA
Outline of the options available if you are facing the possibility of ill health retirement.
ill healthretirement sppa
https://pensions.gov.scot/nhs/nhs-remedy-hub/nhs-remedy-im-ready-retirement
NHS Remedy: Ready for Retirement Guidance (SPPA)
Get clear guidance on NHS Remedy retirement in Scotland, including your Remediable Service Statement and how to choose your pension benefits.
nhs remedyguidance sppareadyretirement
https://pensions.gov.scot/teachers/employers/employer-calculators
Employer calculators | SPPA
Access our Employer calculators for the Teachers scheme.
employercalculatorssppa
https://pensions.gov.scot/nhs/im-retired/going-back-work
Going back to work | SPPA
Your options for returning to work after retiring
going backwork sppa
https://pensions.gov.scot/police/making-change/changing-your-bank-details
Changing your bank details | SPPA
Update your bank details
bank details sppachanging
https://pensions.gov.scot/local-government/employers-and-pension-funds/valuations
Valuations | SPPA
Valuations for the local government pension schemes in Scotland.
valuationssppa
https://pensions.gov.scot/nhs/nhs-remedy-hub
NHS Scotland Pension Remedy Hub | SPPA
Explore the NHS Scotland 2015 Remedy, including guidance for active, deferred and retired members, plus tools like the Remedy Calculator.
nhs scotland pensionremedyhubsppa
https://pensions.gov.scot/police/ready-retirement/understand-how-much-youll-get
Understand how much you'll get | SPPA
Annual Benefit Statements and Estimates
understandmuchgetsppa
https://pensions.gov.scot/police/joining-police-pension/automatic-enrolment
Police Pension Automatic Enrolment | SPPA
Find out how automatic enrolment works for the Police Pension Scheme, including joining, opting out and the three‑year re‑enrolment cycle.
automatic enrolment sppapolice pension
https://pensions.gov.scot/firefighters/growing-your-pension/increasing-your-pension
Firefighters’ Pension: Increasing Your Pension | SPPA
Learn how Firefighters can increase pension benefits through Additional Pension contributions, including options, limits and tax considerations.
pensionincreasingsppa
https://pensions.gov.scot/teachers/about-teachers-pensions/how-your-pension-works
How your pension works | SPPA
How your Teachers pension works
pension works sppa
https://pensions.gov.scot/other-schemes/scottish-legal-aid-board/your-membership/increasing-pension-savings
Increasing Pension savings | SPPA
Details of extra pension saving options for members of the Legal Aid (Scotland) Pension Scheme.
pension savingsincreasingsppa
https://pensions.gov.scot/teachers/scheme-governance-and-legislation
Teachers’ Pension Scheme Governance & Legislation | SPPA
Explore governance, legislation, boards and regulations for the Scottish Teachers’ pension schemes administered by SPPA.
governance legislation sppapension scheme
https://pensions.gov.scot/police/bereavement/tell-us-someone-has-died
Tell us someone has died | SPPA
What to do when someone who has a Police pension dies
tell us someonedied sppa
https://pensions.gov.scot/nhs/nhs-remedy-hub/nhs-remedy-what-remedy
NHS Remedy: What is Remedy? | SPPA
Find out about the 2015 Remedy
nhs remedysppa
https://pensions.gov.scot/local-government/scheme-governance-and-legislation/advisory-board
Advisory board | SPPA
Details of the Local Government Pension Scheme (Scotland) Advisory Board.
advisory board sppa
https://pensions.gov.scot/other-schemes/scottish-transport-group
Scottish Transport Group surplus distribution | SPPA
Information about the closure of the Scottish Transport Group pension scheme, aimed at former members, their spouses and legal representatives.
transport groupscottishsurplusdistributionsppa
https://pensions.gov.scot/police/scheme-governance-and-legislation/scheme-advisory-board
Scheme Advisory Board | SPPA
Background on the Scottish Police Pension Scheme Advisory Board with links to the board's terms of reference, meeting minutes and agendas.
scheme advisory boardsppa
https://pensions.gov.scot/nhs/ready-retirement/partial-retirement
Partial Retirement | SPPA
Information on Partial Retirement, eligibility requirements and how to apply
retirement sppapartial
https://pensions.gov.scot/nhs/leaving-or-opting-out/refund-contributions
Refund of contributions | SPPA
Details of when you can receive a refund of pension contributions
contributions spparefund
https://pensions.gov.scot/firefighters/making-change/changing-your-bank-details
Changing your bank details | SPPA
How to change your bank details
bank details sppachanging
https://pensions.gov.scot/teachers/teachers-remedy-hub/teachers-remedy-im-retired
Teachers Remedy: I'm retired | SPPA
Teachers Information about remedy if you are retired
teachers remedyretired sppa
https://pensions.gov.scot/nhs/life-events
NHS Pension Life Events Guidance | SPPA
Guidance on NHS pension life events, including job changes, career breaks, nominations, parental leave, illness and divorce.
nhs pensionlife eventsguidance sppa
https://pensions.gov.scot/teachers/life-events/absence-work
Absence from work | SPPA
Information about career breaks
work sppaabsence
https://pensions.gov.scot/2015-remedy
Information about 2015 Remedy | SPPA
Welcome to 2015 Remedy HubThe purpose of the 2015 Remedy is to put right the age discrimination that took place when public sector pensions were reformed....
information2015remedysppa
https://pensions.gov.scot/firefighters
Scottish Firefighters’ Pension Scheme | SPPA
Guidance on the Scottish Firefighters’ Pension Scheme, including benefits, contributions, retirement options and member support.
pension scheme sppascottish
https://pensions.gov.scot/police/bereavement
Police Pension Bereavement | SPPA
Guidance on what to do when a Police Pension member dies, including how to report a death and understand available death benefits.
police pensionbereavementsppa
https://pensions.gov.scot/teachers/scheme-governance-and-legislation/teachers-employers-accounts-disclosure
Teachers' Employers Accounts Disclosure | SPPA
Some guidance and a text template is provided to help Scottish Teachers’ employers make annual accounts disclosures.
teachersemployersaccountsdisclosuresppa
https://pensions.gov.scot/firefighters/growing-your-pension
Growing Your Firefighters’ Pension | SPPA
Learn how to grow your Firefighters’ Pension, track benefit statements and explore ways to increase your pension savings.
pension sppagrowing
https://pensions.gov.scot/data-protection-privacy-policy
Data protection and privacy policies | SPPA
Your guide to the Scottish Public Pensions Agency’s data protection and privacy policies.
data protectionprivacy policiessppa
https://pensions.gov.scot/nhs/leaving-or-opting-out/opting-out-continuing-work-nhs
Opting out but continuing to work for the NHS | SPPA
Understand your options if you have decided to opt out of the scheme
optingcontinuingworknhssppa
https://pensions.gov.scot/teachers/employers
Employers | SPPA
An introduction to the Teachers Employers section.
employers sppa
https://pensions.gov.scot/nhs/employers/pensionable-earnings
Pensionable Earnings | SPPA
Meaning of Pensionable EarningsPensionable earnings are defined within Regulation 27 of the NHS Pension Scheme (Scotland) Regulations 2015 and mean, subject to...
earningssppa
https://pensions.gov.scot/nhs/making-change/changing-your-address
Changing your address | SPPA
Keep your name or address up to date
address sppachanging
https://pensions.gov.scot/nhs/bereavement
NHS Scotland Pension Bereavement Guidance | SPPA
Support and guidance on NHS Scotland pension bereavement, including how to report a death and information on death benefits.
nhs scotland pensionguidance sppabereavement
https://pensions.gov.scot/teachers/joining-teachers-pension/transferring-pension
Transferring a pension in | SPPA
How to Transfer a pension in
transferringpensionsppa
https://pensions.gov.scot/pensions-taxation/scheme-tax-reference-numbers
Scheme tax reference numbers | SPPA
Useful reference numbers that pension scheme members may need.
schemetaxreferencenumberssppa
https://pensions.gov.scot/firefighters/bereavement
Firefighters’ Pension Bereavement | SPPA
Guidance on what to do when a firefighter pension member dies, including how to notify SPPA and understand available death benefits.
pension bereavementsppa
https://pensions.gov.scot/about-us/sppa-careers
SPPA Careers | SPPA
Become part of our teamThe Scottish Public Pensions Agency (SPPA) administers pensions for Scottish Teachers, Police, Firefighters' and National Health Service...
sppacareers
https://pensions.gov.scot/nhs/nhs-forms
NHS Pension Forms | SPPA
Access SPPA NHS pension forms, including retirement, nominations, updates, and payment documents for NHS Scheme members.
nhs pensionformssppa
https://pensions.gov.scot/police/growing-your-pension/keep-track-your-pension
Keep track of your pension | SPPA
Pension benefit statements
keep trackpension sppa
https://pensions.gov.scot/teachers/teachers-remedy-hub/teachers-remedy-im-paying-pension
Teachers Remedy: I'm paying into a pension | SPPA
Information if you’re eligible for 2015 Remedy and still paying into a pension
teachers remedypension sppapaying
https://pensions.gov.scot/firefighters/life-events
Firefighters’ Pension Life Events | SPPA
Learn how life events like job changes, career breaks, parenthood, illness or divorce affect your Firefighters’ Pension benefits.
life eventspensionsppa
https://pensions.gov.scot/firefighters/growing-your-pension/keep-track-your-pension
Keep track of your pension | SPPA
Pension benefit statements
keep trackpension sppa
https://pensions.gov.scot/police/about-police-pensions
About Police Pensions | SPPA
Learn how Scottish Police Pensions work, including scheme benefits, contributions, retirement options, tax guidance and member support.
police pensionssppa
https://pensions.gov.scot/teachers/employers/increasing-benefits
Increasing benefits | SPPA
How your employees can increase their Teachers pension benefits.
benefits sppaincreasing
https://pensions.gov.scot/nhs/scheme-governance-and-legislation/circulars
NHS Pension Scheme Circulars | SPPA
Access NHS Scotland pension scheme circulars, including governance updates, regulations and legislative information from SPPA.
nhs pensioncirculars sppascheme
https://pensions.gov.scot/member-newsletters
SPPA Member Newsletters | Latest Pension Updates
Explore SPPA member newsletters for NHS, Teachers, Police and Firefighters with the latest pension updates and guidance.
member newsletterssppalatestpensionupdates
https://pensions.gov.scot/teachers/im-retired/annual-pension-increase
Teachers Annual Pension Increase 2026 | SPPA
Teachers’ pensions will rise by 3.8% from 6 April 2026, with increases based on CPI and eligibility depending on service and scheme rules.
annual pension increaseteachers2026sppa
https://pensions.gov.scot/teachers/life-events/becoming-parent
Becoming a parent | SPPA
What happens to your pension benefits when you become a parent
becomingparentsppa
https://pensions.gov.scot/police/growing-your-pension
Growing Your Police Pension | SPPA
Learn how to grow your Police Pension, track benefit statements, and explore options to increase your retirement benefits.
police pensiongrowingsppa
https://pensions.gov.scot/nhs/life-events/absence-work
Absence from work | SPPA
Information about career breaks
work sppaabsence
https://pensions.gov.scot/other-schemes/scottish-legal-aid-board/retirement/post-2010/leaving-early
Leaving early | SPPA
Find out what happens if you have to leave the scheme early.
leaving earlysppa
https://pensions.gov.scot/firefighters/about-firefighter-pensions/pension-benefits-explained
Pension benefits explained | SPPA
The benefits of your Firefighters Pension
pension benefits explainedsppa
https://pensions.gov.scot/teachers/im-retired
Teachers’ Pension: I’m Retired | SPPA
Information for retired teachers, including returning‑to‑work options and how annual pension increases are applied.
retired sppapension
https://pensions.gov.scot/nhs/growing-your-pension/increasing-your-pension
Increasing your pension | SPPA
Find out how you can increase your pension savings
pension sppaincreasing
https://pensions.gov.scot/other-schemes/making-complaint
Complaints | SPPA
Guidance for members who wish to raise a complaint about the level of service they have received
complaintssppa
https://pensions.gov.scot/firefighters/joining-firefighters-pension/rejoining-scheme
Firefighters’ Pension: Rejoining the Scheme | SPPA
Find out what happens to your Firefighters’ Pension when you return to work, including SFRS re‑employment rules and tax considerations.
scheme sppapensionrejoining