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https://www.ushakrisna.com/ Sumit Agarwal | Lead Expert in Finance and Economics at NUS Sumit Agarwal is Low Tuck Kwong Distinguished Professor of Finance at the Business School and a Professor of Economics and Real Estate at the National... finance and economicssumit agarwalleadexpertnus https://www.ushakrisna.com/publications/effects-of-government-bailouts-on-mortgage-modification Effects of Government Bailouts on Mortgage Modification | Sumit Agarwal This paper shows, for the first time, how liquidity infusions from government bailouts affect loan modification in the mortgage market. mortgage modificationeffectsgovernmentbailoutssumit https://www.ushakrisna.com/interviews/are-banks-leaving-information-on-the-table Are banks leaving information on the table | Sumit Agarwal Fintech firms are giving banks a run for their money, writes Sumit Agarwal. on the tablebanksleavinginformationsumit