Robuta

https://www.finma.ch/en/finma-public/article-series,-c-,-finma-at-work/artikelserie/krankenzusatzversicherung_i/
FINMA is responsible for supervising health insurers offering supplementary health insurance. It ensures that insurers are financially stable, provide...
health insurancefinmaprotectspolicyholderssupplementary
https://www.cms.gov/research-statistics-data-and-systems/research/healthcarefinancingreview/list-of-past-articles-items/cms1191590
cost sharingsupplementary insurancehealth servicesutilizationamong