https://www.rediff.com/business/column/tamal-bandyopadhyay-why-banks-are-struggling-for-deposits/20251119.htm
As deposit growth lags credit expansion, Indian banks face shrinking low-cost Casa inflows, rising funding costs, and structural shifts driven by UPI, e-Kuber,...
tamal bandyopadhyaybanksstrugglingdepositsrediff