https://www.insure.com/life-insurance/life-insurance-swab-test.html
Oral swab testing can reveal drug and tobacco usage to life insurance companies
Jul 7, 2023 - Oral swabs can be used in a life insurance exam to check for nicotine, drug use and HIV, among other things.
life insurance companiestobacco usageoralswabtesting
https://www.guardianlife.com/news/release/guardian-finds-impact-of-tobacco-usage-goes-beyond-physical-health-influencing-mental-and-financial-wellness
Guardian finds impact of tobacco usage goes beyond physical health, influencing mental and...
58% of tobacco users say it has a negative impact on their overall well-being, with many turning to their workplace benefits for cessation support
tobacco usagephysical healthguardianfindsimpact
https://www.utsystem.edu/documents/docs/publication/2023/physician-statement-concerning-tobacco-usage-and-fitness-participate-tobacco-cessation-program
Physician Statement Concerning Tobacco Usage and Fitness to Participate in a Tobacco Cessation...
tobacco usagephysicianstatementconcerningfitness