https://hanken.fi/en/it-services/user-ids/start-using-your-user-id/user-agreement-template
User Agreement Template | Hanken
Below is a template for the user agreement. The online version is always the most current text: User Agreement for User-ID at Hanken School of Economics...
user agreement template
https://www.privacypolicygenerator.info/sample-user-agreement-template/
Sample User Agreement Template - Privacy Policy Generator
user agreement templateprivacy policy generatorsample