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ValuePenguin survey reveals consumers who are worried about climate change are more likely to have energy-efficient smart home technology such as thermostats,...

Qualifying life events are major events that have an effect on your health insurance coverage and allow you to buy or make changes to a health plan outside of...

Minnesota drivers are required to have bodily injury and property damage coverage of 30/60/10, uninsured motorist and underinsured motorist coverage of 25/50...

Matt is a Lead Insurance Writer at ValuePenguin who advises consumers on how to navigate their insurance concerns.

Most major insurance companies offer a discount for driving safely. If you've avoided at-fault accidents and moving violations, you may be eligible for...

Open enrollment for health insurance runs from Nov. 1, 2025, to Jan. 15, 2026, in most states. Keep in mind, some states have different open enrollment dates.

Geico has the cheapest car insurance quotes in Washington, D.C., at $194 per month for full coverage. Erie has the cheapest quotes for a minimum liability...

Ambetter from Meridian has the cheapest individual Silver health insurance in Michigan. Plans cost as little as $385 per month, before discounts, for a...

Health insurance costs $752 per month, on average. Use ValuePenguin's tool to get and compare health insurance quotes.

The best overall health insurance company is Kaiser Permanente. If you can't get Kaiser, Blue Cross Blue Shield is another great option.

Natural disasters continue to increase as climate change worsens, but not all parts of the United States are affected equally. Residents of Southern states are...

A physical without insurance costs $331, on average. The amount you pay will depend on factors such as where you live, the doctor you see, and extra tests and...

Key man life insurance helps companies reduce the risk of business disruption if an employee who is critical to business operations passes away.

You can help prevent flood damage by pointing gutter runoff away from your home, applying coatings or sealants, installing a sump pump and taking on more...

Car insurance helps you manage the financial risks of driving. When you buy insurance, you are paying an insurance company to cover the cost of damages if you...

Buying a home is one of the biggest financial decisions you'll ever make. Our tools and guides can help you navigate the mortgage process and evaluate your...

The average cost of motorcycle insurance in the U.S. is $33 per month, or $399 per year. But your rate depends on many factors, including where you live, your...

Gold plans are a more expensive level of health insurance that usually pays for about 80% of your medical bills. It's the second-highest level of coverage...

Full coverage car insurance rates go up by an average of $183 per month after your first DUI. But some companies, like Progressive, NJM and Erie, raise rates...

If you're buying your first home, you might not know what kind of home insurance coverage you need. ValuePenguin's experts can help you get the right policy.

People with VA home loans are required to have insurance, but insurers may offer perks to military members.

Blue Cross Blue Shield, Ambetter and Kaiser Permanente are the best health insurance companies for pregnant women. Medicaid can also be a good option if you...

Insurance News and Research - ValuePenguin

Lindsay Bishop is a Senior Writer at ValuePenguin who educates readers about home, renters, auto and motorcycle insurance

American Family is the cheapest major car insurance company, at $159 per month for full coverage. Travelers is the cheapest option available everywhere, at...

Geico DriveEasy can save you up to 10% on your car insurance rates, but it can also raise your rates. Other companies have better usage-based discounts.

If you are caught driving without insurance in Wyoming, you could be fined up to $1,500, spend six months in jail and have your license and registration...

Nationwide is a good insurance company overall. It earns a score of 8/10 from ValuePenguin editors based on its reliable customer service and useful coverage...

Medicare doesn't cover long-term nursing home care, but it will pay for shorter stays after some hospital visits. You can also buy long-term care insurance to...

TruStage offers a car insurance discount to credit union members through Liberty Mutual. Liberty Mutual has lots of discount opportunities for safe drivers and...

Health insurance usually covers medical dermatology, including treatments for acne and skin cancer. Cosmetic dermatology, like facials and fillers, is not...

Getting a land loan requires meeting several lender requirements you wouldn't need for a regular mortgage. Read about the credit requirements, application...

The average cost of car insurance in Vermont is $128 per month, or $1,540 per year, for a full coverage policy. Minimum coverage costs an average of $40 per...

Your home insurance rate may go up after you file a claim. It depends on the type of claim, your claims history and an assessment of your property.

With inflation and lingering COVID-19 concerns dominating public discourse, the continuing lack of flood insurance coverage in many cities may be going...

The average cost of a chiropractor visit is $80. Many insurance plans offer some coverage for chiropractic services.

Driving uninsured in Minnesota is a misdemeanor that can result in fines ranging from $200 to $1,000. If you are caught driving without insurance more than...

Home insurance companies usually cover wood stoves or pellet stoves as long as they're professionally installed and inspected.

Anthem is the best and cheapest health insurance company in Maine. Silver plans from Anthem start at $660 per month.

Finding a car insurance company based near you can come with a lot of benefits. Smaller regional companies tend to offer cheap rates and reliable customer...

Getting into a car accident can increase your car insurance rates by 49% if you're at fault. State Farm has the smallest increase among major companies, at...

Mark is a former Senior Research Analyst for ValuePenguin focusing on the insurance industry, primarily auto insurance.

State Farm has the best and cheapest home and auto insurance bundle. Shoppers pay an average of $266 per month for both policies, after a 24% discount.

In Tennessee, drivers must carry car insurance with at least $25,000 of bodily injury coverage per person and $50,000 per accident, along with $25,000 for...

Matt is a Lead Insurance Writer at ValuePenguin who advises consumers on how to navigate their insurance concerns.

It might be difficult to make a list of your home's inventory after you suffer property damage. It would be even harder to know what you paid for your stuff....

Although seven in 10 Americans are worried about their health, many practice habits that could have dire consequences.

Renters insurance may seem like yet another monthly expense, but it's almost always worth it, given the valuable coverage it provides to tenants.

State Farm has the cheapest car insurance in Tucson, Arizona, at $62 per month for a minimum coverage policy and $145 per month for full coverage.

If you filed a homeowners insurance claim and think your insurance company wrongfully denied your claim or should pay more than they estimated, you aren't...

Learn how to compare home insurance quotes to find the best home insurance for you. As you shop, compare home insurance rates, companies and coverage.

Safety Insurance offers cheap rates for car insurance and can be an especially good deal for safe drivers. However, the company has poor customer satisfaction.

Blue Cross Blue Shield (BCBS) has the best and cheapest health insurance in Wyoming, with Gold plans starting at $943 per month.

State Farm has the best cheap renters insurance for most New Jersey renters, offering affordable monthly rates and good customer service. However, Lemonade has...

Matt is a Lead Insurance Writer at ValuePenguin who advises consumers on how to navigate their insurance concerns.

Blue Cross Blue Shield has the best health insurance for young adults because it's easy to get medical care. Kaiser Permanente has cheap rates, and Oscar has...