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https://www.ironpointinsurance.com/california-fair-plan/ California FAIR Plan: What It Is, What It Covers, and Why It Matters Apr 5, 2026 - The California FAIR Plan offers last-resort fire insurance for homeowners denied by private carriers. Learn what it covers and why it matters. california fair planwhat it iscoversmatters https://www.darrow.ai/resources/california-homeowners-fight-fair-plan-over-smoke-damage-denials California Homeowners Fight FAIR Plan Over Smoke Damage Denials California homeowners sue the FAIR Plan for denying wildfire smoke damage claims after the 2025 Palisades and Eaton fires sparked $4B in losses. fair plansmoke damagecaliforniahomeownersfight