https://techcabal.com/2023/12/06/nigerian-regulator-tightens-rules-deposit-fintechs/
The Nigeria Inter-Bank Settlement System (NIBSS) has raised concerns over unlicensed financial services companies posing as deposit-taking institutions
deposit takingnigerianregulatorclampsunlicensed
https://www.livemint.com/industry/banking/inside-wirecard-a-deposit-taking-bank-helped-fuel-growth-11593504973083.html
To fuel its growth, Wirecard has been paying depositors attractive interest at a time when traditional banks increasingly started to pass on negative rates
deposit takinginsidewirecardbankhelped