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Read PSR speeches where our leaders share insights on payment systems, regulations, innovation, and the future of UK payments.

Find out who the PSR regulates, including banks, building societies, and payment firms that provide services across the UK.

Learn about the PSR’s work to make payment systems fairer, safer and more innovative, covering scams, access to cash, card fees and more.

Learn what happens when you make a payment and how the PSR makes sure UK payment systems are safe, reliable, and work well for everyone.

Learn about the different ways to pay in the UK, from cash and cards to digital methods, and how the PSR supports choice and access.

Learn about the PSR’s regulatory framework and how we use directions, requirements, and guidance to oversee UK payment systems.

Find out about current job opportunities at the PSR and how you can join us in shaping the future of UK payment systems.

Input from industry experts helps inform our work

Find answers to frequently asked questions about the PSR, our role, and how we regulate payment systems in the UK.

Learn about the PSR’s market reviews, examining competition, costs, and outcomes in payment systems to ensure they work well for everyone.

Read the Memorandums of Understanding setting out how the PSR works with other regulators and authorities to oversee UK payment systems.

Find out how the PSR is working to make sure people and businesses can continue to access cash where and when they need it.

Enforcing regulatory and competition law

See how banks and payment firms perform on APP fraud, helping consumers understand protections and outcomes after scams.

Creating a more competitive marketplace is key

As a regulator, one of our key objectives is to work on behalf of everybody who uses payment systems, ensuring that payment systems are operated and developed...

Learn about the PSR’s purpose and how we work to make UK payment systems fair, reliable, innovative, and effective for everyone.

The firms we regulate pay annual fees to cover the PSR’s set-up and operating costs.

Stay informed with PSR news and updates on UK payment systems, regulations, innovation, and consumer protection.

Find out how the PSR regulates UK payment systems, from setting rules and monitoring compliance to promoting innovation and protecting users.

PSR works to make payment systems accessible, reliable, and fair. We promote competition, innovation, and protection for payment system users in the UK.

We have set up a process for investigating complaints made against us.

Sharing information and insight with other bodies and the latest Regulatory Initiatives Grid

New ideas and products will help move the industry forward

Find out about PSR Specific Directions, which set binding requirements for firms to support fair, effective, and safe UK payment systems.