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https://www.paymentsdive.com/news/why-credit-card-rate-caps-hurt-consumers-small-businesses/818381/
Why credit card rate caps hurt consumers, small businesses | Payments Dive
“Affordability is not just about the cost of credit," a former Treasury official writes. "It is about whether credit is available at all.”
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https://www.aba.com/advocacy/our-issues/interest-rate-caps
Interest Rate Caps | American Bankers Association
Interest rate caps may sound appealing, but in reality they can limit access to credit and harm the economy.
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https://broadbandbreakfast.com/prison-phone-providers-renew-legal-fight-against-fcc-rate-caps/
Prison Phone Providers Renew Legal Fight Against FCC Rate Caps
Mar 11, 2026 - The First Circuit will review arguments on whether the FCC’s rate caps should remain in place.
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https://www.bankingdive.com/news/fintechs-push-36-percent-state-rate-caps-afc-goldfeder/814825/
Fintechs push 36% state rate caps | Banking Dive
While there is a 36% interest rate standard for lending in the U.S., it’s not codified for all consumers. Now, the effort to set one has moved to the states.
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https://www.fdic.gov/national-rates-and-rate-caps
National Rates and Rate Caps – April 2026 | FDIC.gov
FDIC National Rate Caps applicable to institutions that are less than well capitalized
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